Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
Aiv-Mar Oy
Aiv-Mar Oy's registered office is Vihtijärvi. It is a limited company. The company was established on 2016-11-22. It operates in the industry of site preparation.
Business ID 2794450-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2794450-3
- Sector
- Site preparation
- Municipality
- Vihtijärvi
- Company form
- Limited company
- Registration date
- 2016-11-22
- Business ID registration date
- 2016-11-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Leppäniemi 29, 03790, Vihtijärvi
About Aiv-Mar Oy
Financial position and key figures for the company.
Aiv-Mar Oy's location municipality is Vihtijärvi. It is a limited company. The company was established on 2016-11-22. It operates in the industry of site preparation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +83.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
5
2
PRH/XBRL financial statement
Derived indicators
Equity ratio83.6%
Balance-sheet contextLatest financial period
Cash and bank€1,569Previous: €0
Retained earnings€60,767Previous: €70,298
Equity€61,212Previous: €63,267
Liabilities€12,040Previous: €8,416
Current assets€4,017Previous: €2,448
Current liabilities€12,040Previous: €8,416
Operating profit (loss) trend2 periods
-€9,071
2024-11-30
-€143
2025-11-30
Profit (loss) for the financial year trend2 periods
-€9,532
2024-11-30
-€2,055
2025-11-30
Assets trend2 periods
€71,683
2024-11-30
€73,252
2025-11-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioWeak
4/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-11-30 | 2025-11-30 |
|---|---|---|
| Equity ratio | 88.3 % | 83.6 % |
| Current ratio | 0.29x | 0.13x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2794450-3
EU IDFIFPRO.2794450-3
MunicipalityVihtijärvi
Current registered entries
2016-11-22Registered in Patent and Registration Office (Trade Register)
2016-12-08Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorAiv-Mar Oy
Grade downgradedB2 → B3 · new analysis 2026-09-23
49/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
90 peersSolvency81%
Better than 81% of peers
Liquidity28%
Below 72% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings291 days after period end
300 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-23 01:3649/100 · v0.14
B2 → B3 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1355/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
17 Sept 2026 · PRH / XBRLFinancial period ends 2025-11-30.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-03-27
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Aiv-Mar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.