Business profile

Alfa Finance Oy

Alfa Finance Oy's registered office is Oulu. It is a limited company. The company was established on 2014-10-06. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €34,192 and operating profit was -€14,271.

Claim profileContact details
Business ID 2643344-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2643344-5
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Oulu
Company form
Limited company
Registration date
2014-10-06
Business ID registration date
2014-09-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Yrttipellontie 2, 90230, Oulu

Phone: +358400585400Source observation

People and decision-makers

Siuruainen Mikko JohannesToimitusjohtaja

About Alfa Finance Oy

Financial position and key figures for the company.

Alfa Finance Oy's location municipality is Oulu. It is a limited company. The company was established on 2014-10-06. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €34,192 and operating profit was -€14,271. The latest retained financial statement for 2025-12-31 shows revenue of €34,192 and profit for the financial year of -€24,220. Based on the latest retained statement, revenue growth was +1.5%, operating margin was -41.7%, and equity ratio was +73.4%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on sijoitustoiminta.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth1.5%
Operating margin-41.7%
Equity ratio73.4%
Revenue€34,192+€496 (+1.5%) vs previous periodPrevious: €33,696
Operating profit (loss)-€14,271+€3,822 (+21.1%) vs previous periodPrevious: -€18,092
Profit (loss) for the financial year-€24,220-€14,601 (-151.8%) vs previous periodPrevious: -€9,619
Assets€757,822-€13,472 (-1.7%) vs previous periodPrevious: €771,294
Balance-sheet contextLatest financial period
Profit before taxes-€24,220Previous: -€9,619
Employees0Previous: 0
Revenue trend5 periods
€28,050
2021-12-31
€31,600
2022-12-31
€32,513
2023-12-31
€33,696
2024-12-31
€34,192
2025-12-31
Operating profit (loss) trend5 periods
€8,570
2021-12-31
€12,792
2022-12-31
-€11,075
2023-12-31
-€18,092
2024-12-31
-€14,271
2025-12-31
Profit (loss) for the financial year trend5 periods
-€18,948
2021-12-31
€18,789
2022-12-31
-€1,584
2023-12-31
-€9,619
2024-12-31
-€24,220
2025-12-31
Assets trend5 periods
€836,357
2021-12-31
€783,307
2022-12-31
€782,278
2023-12-31
€771,294
2024-12-31
€757,822
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
92/100 · Declining
73.4 %2024-12-31: 75.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginWeak
0/100 · Improving
-41.7 %2024-12-31: -53.5 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio81.1 %82.1 %75.4 %75.3 %73.4 %
Current ratio-----
Operating profit margin30.6 %40.5 %-34.1 %-53.5 %-41.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2643344-5
EU IDFIFPRO.2643344-5
MunicipalityOulu
Current registered entries
2014-10-06Registered in Patent and Registration Office (Trade Register)
2015-01-26Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Siuruainen Mikko JohannesToimitusjohtajaSources: 4 · Confidence: 78%
Tahkola Harri KaleviVarsinainen jäsenSources: 4 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableAlfa Finance Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score66/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueStable
ProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
210 peers
Solvency58%
Better than 58% of peers
Profitability16%
Below 84% of peers
Revenue growth74%
Better than 74% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B1
2026-10-1766/100 · v0.15
B1 → B1 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-10-0167/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsSeurattava
63/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2025-04-25

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Alfa Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.