Financial statements registeredFinancialEvidence verified
9 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSBusiness profile
Americar Oy
Americar Oy's registered office is Mäntsälä. It is a limited company. The company was established on 2006-12-05. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2026-05-31, revenue was €430,345 and operating profit was -€60,663.
Business ID 2075993-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2075993-8
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Mäntsälä
- Company form
- Limited company
- Registration date
- 2006-12-05
- Business ID registration date
- 2006-11-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Päivärinteenpolku 3 B, 04600, Mäntsälä
Website: https://www.americar.fiSource observation
About Americar Oy
Financial position and key figures for the company.
Americar Oy's location municipality is Mäntsälä. It is a limited company. The company was established on 2006-12-05. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2026-05-31, revenue was €430,345 and operating profit was -€60,663. The latest retained financial statement for 2026-05-31 shows revenue of €430,345 and profit for the financial year of -€57,291. Based on the latest retained statement, revenue growth was -48.8%, operating margin was -14.1%, and equity ratio was -0.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-48.8%
Operating margin-14.1%
Equity ratio-0.2%
Balance-sheet contextLatest financial period
Other operating income€1,978Previous: €6,487
Inventory€274,544Previous: €306,723
Cash and bank€7,529Previous: €8,093
Advances received€45,645Previous: €45,645
Retained earnings-€4,524Previous: €40,371
Equity-€969Previous: €56,322
Liabilities€642,480Previous: €603,026
Current assets€640,626Previous: €657,714
Current liabilities€305,964Previous: €358,126
Revenue trend2 periods
€840,981
2025-05-31
€430,345
2026-05-31
Operating profit (loss) trend2 periods
-€11,482
2025-05-31
-€60,663
2026-05-31
Profit (loss) for the financial year trend2 periods
-€44,896
2025-05-31
-€57,291
2026-05-31
Assets trend2 periods
€659,347
2025-05-31
€641,511
2026-05-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
31/100 · Improving
Operating profit marginWeak
15/100 · Declining
Ratio history
| Ratio | 2025-05-31 | 2026-05-31 |
|---|---|---|
| Equity ratio | 9.2 % | -0.2 % |
| Current ratio | 0.88x | 0.92x |
| Operating profit margin | -1.4 % | -14.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2075993-8
VAT IDFI20759938
EU IDFIFPRO.2075993-8
MunicipalityMäntsälä
Current registered entries
2006-11-15VAT-liable for business activity in Tax Administration (VAT Register)
2006-11-24Registered in Tax Administration (Tax Administration)
2006-12-01Registered in Tax Administration (Employer Register)
2006-12-01Registered in Tax Administration (Prepayment Register)
2006-12-05Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskAmericar Oy
Grade downgradedB1 → D · new analysis 2026-10-05
14/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsLiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
221 peersSolvency12%
Below 88% of peers
Profitability5%
Below 95% of peers
Liquidity59%
Better than 59% of peers
Revenue growth3%
Below 97% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings89 days after period end
123 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-10-05 14:3414/100 · v0.14
B1 → D · -54 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-05-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-05
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 19 years of registry continuity.
Registry and status signalsErittäin vahva
92/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-10-09
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
Americar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.