Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
AP - Business Oy
AP - Business Oy's registered office is Läyliäinen. It is a limited company. The company was established on 2004-07-20. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-05-31, revenue was €249,787 and operating profit was €12,797.
Business ID 1905233-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1905233-7
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Läyliäinen
- Company form
- Limited company
- Registration date
- 2004-07-20
- Business ID registration date
- 2004-06-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Läyliäistenraitti 96, 12600, Läyliäinen
Website: https://www.tiliketju.fiSource observation
About AP - Business Oy
Financial position and key figures for the company.
AP - Business Oy's location municipality is Läyliäinen. It is a limited company. The company was established on 2004-07-20. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-05-31, revenue was €249,787 and operating profit was €12,797. The latest retained financial statement for 2025-05-31 shows revenue of €249,787 and profit for the financial year of €3,564. Based on the latest retained statement, revenue growth was -0.7%, operating margin was +5.1%, and equity ratio was +16.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-05-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-0.7%
Operating margin5.1%
Equity ratio16.7%
Balance-sheet contextLatest financial period
Cash and bank€1,749Previous: €1,136
Retained earnings€11,243Previous: €5,704
Equity€22,907Previous: €19,343
Liabilities€114,386Previous: €67,261
Current assets€83,630Previous: €25,553
Current liabilities€106,175Previous: €58,261
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
21/100 · Declining
Current ratioWeak
1/100 · Stable
Operating profit marginSatisfactory
63/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1905233-7
VAT IDFI19052337
EU IDFIFPRO.1905233-7
MunicipalityLäyliäinen
Current registered entries
2004-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2004-07-01Registered in Tax Administration (Prepayment Register)
2004-07-20Registered in Tax Administration (Tax Administration)
2004-07-20Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableAP - Business Oy
Grade unchangedB1 · new analysis 2026-10-18
64/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
126 peersSolvency12%
Below 88% of peers
Profitability34%
Below 66% of peers
Liquidity30%
Below 70% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings185 days after period end
185 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1864/100 · v0.15
B1 → B1B1
2026-10-04 02:5464/100 · v0.14
A3 → B1 · -9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1573/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 22 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
10 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-10-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
AP - Business Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.