Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Apartia Asunnot Oy
Apartia Asunnot Oy's registered office is Vanda. It is a limited company. The company was established on 2020-11-23. It operates in the industry of buying and selling of own real estate.
Business ID 3170781-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3170781-8
- Sector
- Buying and selling of own real estate
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2020-11-23
- Business ID registration date
- 2020-11-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kortetie 12 C, 01300, Vanda
About Apartia Asunnot Oy
Financial position and key figures for the company.
Apartia Asunnot Oy's location municipality is Vanda. It is a limited company. The company was established on 2020-11-23. It operates in the industry of buying and selling of own real estate. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -17.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio-17.9%
Balance-sheet contextLatest financial period
Inventory€1,363,253Previous: €1,410,706
Cash and bank€58,628Previous: €32,757
Retained earnings-€126,897Previous: -€52,776
Equity-€254,423Previous: -€116,897
Liabilities€1,677,735Previous: €1,570,799
Current assets€1,423,311Previous: €1,453,902
Current liabilities€51,735Previous: €894,799
Operating profit (loss) trend2 periods
-€44,207
2023-12-31
-€97,283
2024-12-31
Profit (loss) for the financial year trend2 periods
-€74,121
2023-12-31
-€137,526
2024-12-31
Assets trend2 periods
€1,453,902
2023-12-31
€1,423,311
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | -8.0 % | -17.9 % |
| Current ratio | 1.61x | 27.48x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3170781-8
EU IDFIFPRO.3170781-8
MunicipalityVanda
Current registered entries
2020-11-23Registered in Tax Administration (Tax Administration)
2020-11-23Registered in Patent and Registration Office (Trade Register)
2020-12-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskApartia Asunnot Oy
Grade unchangedC · new analysis 2026-10-17
39/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityImproving
Same industryDescriptive comparison – does not change the model score.
79 peersSolvency5%
Below 95% of peers
Liquidity99%
Better than 99% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings303 days after period end
88 days after period end
3 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1739/100 · v0.15
C → CC
2026-09-16 06:5639/100 · v0.14
B2 → C · -20 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1459/100 · v0.14
B2 → B2B2
2026-09-1459/100 · v0.13
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-03-12
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Apartia Asunnot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.