Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Apex Yhtiöt Oy
Apex Yhtiöt Oy's registered office is Joutsa. It is a limited company. The company was established on 2024-01-11. It operates in the industry of driving school activities. In its latest retained statement for 2025-12-31, revenue was €41,147 and operating profit was €9,236.
Business ID 3413907-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3413907-8
- Sector
- Driving school activities
- Municipality
- Joutsa
- Company form
- Limited company
- Registration date
- 2024-01-11
- Business ID registration date
- 2023-12-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Huttulankuja 5, 19650, Joutsa
Website: https://www.apexperience.fiSource observation
About Apex Yhtiöt Oy
Financial position and key figures for the company.
Apex Yhtiöt Oy's location municipality is Joutsa. It is a limited company. The company was established on 2024-01-11. It operates in the industry of driving school activities. In its latest retained statement for 2025-12-31, revenue was €41,147 and operating profit was €9,236. The latest retained financial statement for 2025-12-31 shows revenue of €41,147 and profit for the financial year of €7,097. Based on the latest retained statement, revenue growth was +2.7%, operating margin was +22.4%, and equity ratio was +54.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth2.7%
Operating margin22.4%
Equity ratio54.5%
Balance-sheet contextLatest financial period
Cash and bank€11,301Previous: €2,534
Retained earnings€7,209Previous: €0
Equity€14,306Previous: €7,809
Liabilities€11,967Previous: €9,916
Current assets€16,308Previous: €16,527
Current liabilities€4,767Previous: €9,916
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
68/100 · Improving
Current ratioGood
79/100 · Improving
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3413907-8
VAT IDFI34139078
EU IDFIFPRO.3413907-8
MunicipalityJoutsa
Current registered entries
2024-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-01-01Registered in Tax Administration (Prepayment Register)
2024-01-11Registered in Tax Administration (Tax Administration)
2024-01-11Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodApex Yhtiöt Oy
Grade unchangedA3 · new analysis 2026-10-18
76/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
123 peersSolvency52%
Close to the peer-group midpoint
Profitability75%
Better than 75% of peers
Liquidity78%
Better than 78% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings141 days after period end
141 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1876/100 · v0.15
A3 → A3A3
2026-09-30 04:1276/100 · v0.14
B2 → A3 · +25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2025-05-22
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Apex Yhtiöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.