Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Arco Home Oy
Arco Home Oy's registered office is Helsingfors. It is a limited company. The company was established on 2018-03-08. It operates in the industry of intermediation service activities for real estate activities. In its latest retained statement for 2025-12-31, revenue was €63,492 and operating profit was -€4,343.
Business ID 2890619-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2890619-7
- Sector
- Intermediation service activities for real estate activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2018-03-08
- Business ID registration date
- 2018-02-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannerheimintie 44 lt. 3, 00260, Helsingfors
About Arco Home Oy
Financial position and key figures for the company.
Arco Home Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2018-03-08. It operates in the industry of intermediation service activities for real estate activities. In its latest retained statement for 2025-12-31, revenue was €63,492 and operating profit was -€4,343. The latest retained financial statement for 2025-12-31 shows revenue of €63,492 and profit for the financial year of -€4,349. Based on the latest retained statement, revenue growth was +44.9%, operating margin was -6.8%, and equity ratio was +73.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth44.9%
Operating margin-6.8%
Equity ratio73.3%
Balance-sheet contextLatest financial period
Cash and bank€55Previous: €942
Retained earnings€8,476Previous: €15,606
Equity€6,627Previous: €11,713
Liabilities€2,411Previous: €2,023
Current assets€58Previous: €1,762
Current liabilities€2,411Previous: €2,023
Revenue trend2 periods
€43,804
2024-12-31
€63,492
2025-12-31
Operating profit (loss) trend2 periods
-€6,381
2024-12-31
-€4,343
2025-12-31
Profit (loss) for the financial year trend2 periods
-€6,392
2024-12-31
-€4,349
2025-12-31
Assets trend2 periods
€13,736
2024-12-31
€9,038
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
92/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginWeak
33/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 85.3 % | 73.3 % |
| Current ratio | 0.47x | 0.02x |
| Operating profit margin | -14.6 % | -6.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2890619-7
VAT IDFI28906197
EU IDFIFPRO.2890619-7
MunicipalityHelsingfors
Current registered entries
2018-03-08Registered in Tax Administration (Tax Administration)
2018-03-08Registered in Patent and Registration Office (Trade Register)
2020-07-25VAT-liable for business activity in Tax Administration (VAT Register)
2020-07-29Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableArco Home Oy
Grade unchangedB1 · new analysis 2026-10-18
62/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
ProfitabilityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
103 peersSolvency51%
Close to the peer-group midpoint
Profitability28%
Below 72% of peers
Liquidity39%
Below 61% of peers
Revenue growth92%
Better than 92% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings50 days after period end
58 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1862/100 · v0.15
B1 → B1B1
2026-09-24 23:5462/100 · v0.14
B1 → B1 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1561/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-02-19
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Arco Home Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.