Business profile

Armano Oy

Armano Oy's registered office is Esbo. It is a limited company. The company was established on 2016-09-14. It operates in the industry of sports and recreation education. In its latest retained statement for 2025-12-31, revenue was €5,542 and operating profit was €2,982.

Business ID 2780690-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2780690-1
Sector
Sports and recreation education
Municipality
Esbo
Company form
Limited company
Registration date
2016-09-14
Business ID registration date
2016-09-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Juhannuspolku 1 A, 02200, Esbo

About Armano Oy

Financial position and key figures for the company.

Armano Oy's location municipality is Esbo. It is a limited company. The company was established on 2016-09-14. It operates in the industry of sports and recreation education. In its latest retained statement for 2025-12-31, revenue was €5,542 and operating profit was €2,982. The latest retained financial statement for 2025-12-31 shows revenue of €5,542 and profit for the financial year of €3,162. Based on the latest retained statement, revenue growth was -39.3%, operating margin was +53.8%, and equity ratio was +91.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-39.3%
Operating margin53.8%
Equity ratio91.5%
Balance-sheet contextLatest financial period
Cash and bank€1,704Previous: €340
Retained earnings€4,256Previous: €6,910
Equity€255,918Previous: €252,756
Liabilities€23,795Previous: €23,179
Current assets€2,104Previous: €340
Current liabilities€23,795Previous: €23,179
Revenue trend2 periods
€9,131
2024-12-31
€5,542
2025-12-31
Operating profit (loss) trend2 periods
€5,889
2024-12-31
€2,982
2025-12-31
Profit (loss) for the financial year trend2 periods
-€2,654
2024-12-31
€3,162
2025-12-31
Assets trend2 periods
€275,934
2024-12-31
€279,712
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
91.5 %2024-12-31: 91.6 %
Current ratioWeak
2/100 · Improving
0.07x2024-12-31: 0.01x
Operating profit marginGood
100/100 · Declining
53.8 %2024-12-31: 64.5 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio91.6 %91.5 %
Current ratio0.01x0.07x
Operating profit margin64.5 %53.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2780690-1
VAT IDFI27806901
EU IDFIFPRO.2780690-1
MunicipalityEsbo
Current registered entries
2016-09-08Registered in Tax Administration (Prepayment Register)
2016-09-14Registered in Patent and Registration Office (Trade Register)
2016-09-15Registered in Tax Administration (Tax Administration)
2022-11-10VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodArmano Oy
Grade unchangedA3 · new analysis 2026-10-04
Model score77/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
352 peers
Solvency75%
Better than 75% of peers
Profitability88%
Better than 88% of peers
Liquidity40%
Below 60% of peers
Revenue growth20%
Below 80% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag78 days after period end
Typical registration lag79 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-10-04 18:0977/100 · v0.14
A3 → A3 · +3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +12 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-04
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsSeurattava
71/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-03-19

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Armano Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.