Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B3.Business profile
ARMI Kodit Oy
ARMI Kodit Oy's registered office is Pudasjärvi. It is a limited company. The company was established on 2025-04-07. It operates in the industry of short-stay accommodation in apartments and rooms. In its latest retained statement for 2026-05-31, revenue was €51,154 and operating profit was €8,561.
Business ID 3520436-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3520436-1
- Sector
- Short-stay accommodation in apartments and rooms
- Municipality
- Pudasjärvi
- Company form
- Limited company
- Registration date
- 2025-04-07
- Business ID registration date
- 2025-03-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tuulimyllyntie 40, 93100, Pudasjärvi
About ARMI Kodit Oy
Financial position and key figures for the company.
ARMI Kodit Oy's location municipality is Pudasjärvi. It is a limited company. The company was established on 2025-04-07. It operates in the industry of short-stay accommodation in apartments and rooms. In its latest retained statement for 2026-05-31, revenue was €51,154 and operating profit was €8,561. The latest retained financial statement for 2026-05-31 shows revenue of €51,154 and profit for the financial year of €4,360. Based on the latest retained statement, revenue growth was not currently available, operating margin was +16.7%, and equity ratio was +1.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin16.7%
Equity ratio1.3%
Balance-sheet contextLatest financial period
Cash and bank€9,404Previous: No comparison value
Equity€4,360Previous: No comparison value
Liabilities€323,617Previous: No comparison value
Current assets€9,927Previous: No comparison value
Current liabilities€17,691Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
2/100 · Trend unavailable
Current ratioPassable
18/100 · Trend unavailable
Operating profit marginGood
92/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3520436-1
VAT IDFI35204361
EU IDFIFPRO.3520436-1
MunicipalityPudasjärvi
Current registered entries
2025-03-21Registered in Tax Administration (Prepayment Register)
2025-04-07Registered in Tax Administration (Tax Administration)
2025-04-07Registered in Patent and Registration Office (Trade Register)
2025-04-08VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorARMI Kodit Oy
Grade upgradedC → B3 · new analysis 2026-10-16
45/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
1923 peersSolvency22%
Below 78% of peers
Profitability72%
Better than 72% of peers
Liquidity66%
Better than 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings118 days after period end
118 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB3
2026-10-16 08:5545/100 · v0.14
C → B3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-05-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-2137/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
31/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Financial statement availableFinancialEvidence verified
31 May 2026 · PRH / XBRLFinancial period ends 2026-05-31.Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2025-04-07
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
ARMI Kodit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.