Risk grade updatedRisk gradeEvidence verified
28 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Business profile
Arpelan Vesiosuuskunta
Arpelan Vesiosuuskunta's registered office is Tornio. It is a cooperative. The company was established on 1969-05-23. It operates in the industry of water collection, treatment and supply. In its latest retained statement for 2025-12-31, revenue was €86,000 and operating profit was €1,000.
Business ID 0195427-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0195427-9
- Sector
- Water collection, treatment and supply
- Municipality
- Tornio
- Company form
- Cooperative
- Registration date
- 1969-05-23
- Business ID registration date
- 1978-06-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sihtuunantie 28, 95590, Tornio
Phone: +35816473200Source observation
People and decision-makers
Keränen Hannu TapioHallituksen puheenjohtaja
Jussila Risto Lauri JalmariHallituksen jäsen
Martikainen Jaakko Martti TapaniHallituksen jäsen
About Arpelan Vesiosuuskunta
Financial position and key figures for the company.
Arpelan Vesiosuuskunta's location municipality is Tornio. It is a cooperative. The company was established on 1969-05-23. It operates in the industry of water collection, treatment and supply. In its latest retained statement for 2025-12-31, revenue was €86,000 and operating profit was €1,000. The latest retained financial statement for 2025-12-31 shows revenue of €86,000 and profit for the financial year of -€3,000. Based on the latest retained statement, revenue growth was +0.0%, operating margin was +1.2%, and equity ratio was +7.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Osuuskunnan toimialana on rakentaa, ylläpitää ja hoitaa vesi- ja viemärilaitosta ja tarjota vesihuoltopalveluja pääasiassa jäsenille. Osuuskunta voi tarjota vesihuoltopalveluja myös muille vesihuoltolaitoksille.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth0.0%
Operating margin1.2%
Equity ratio7.0%
Revenue€86,000+€0 (+0.0%) vs previous periodPrevious: €86,000
Operating profit (loss)€1,000+€4,000 (+133.3%) vs previous periodPrevious: -€3,000
Profit (loss) for the financial year-€3,000+€4,000 (+57.1%) vs previous periodPrevious: -€7,000
Assets€281,000-€18,000 (-6.0%) vs previous periodPrevious: €299,000
Balance-sheet contextLatest financial period
Revenue trend5 periods
€146,000
2021-12-31
€87,000
2022-12-31
€85,000
2023-12-31
€86,000
2024-12-31
€86,000
2025-12-31
Operating profit (loss) trend5 periods
€16,000
2021-12-31
-€11,000
2022-12-31
-€18,000
2023-12-31
-€3,000
2024-12-31
€1,000
2025-12-31
Profit (loss) for the financial year trend5 periods
€9,000
2021-12-31
-€15,000
2022-12-31
-€22,000
2023-12-31
-€7,000
2024-12-31
-€3,000
2025-12-31
Assets trend5 periods
€382,000
2021-12-31
€350,000
2022-12-31
€317,000
2023-12-31
€299,000
2024-12-31
€281,000
2025-12-31
Additional financial figures
The company's financial figures across different years.
Revenue 2025€86,000
Profit for the financial year 2025-€3,000
Balance sheet total 2025€281,000
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €86,000 | €86,000 | €85,000 | €87,000 | €146,000 |
| Operating profit | €1,000 | -€3,000 | -€18,000 | -€11,000 | €16,000 |
| EBIT margin | 1,2 % | -3,5 % | -21,2 % | -12,6 % | 11 % |
| Profit for the financial year | -€3,000 | -€7,000 | -€22,000 | -€15,000 | €9,000 |
| Equity ratio | 7 % | 7,6 % | 9,4 % | 14,8 % | 17,5 % |
| Balance sheet total | €281,000 | €299,000 | €317,000 | €350,000 | €382,000 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
9/100 · Declining
Current ratioGood
90/100 · Improving
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 17.5 % | 14.8 % | 9.4 % | 7.6 % | 7.0 % |
| Current ratio | 4.46x | 3.62x | 2.74x | 2.64x | 2.71x |
| Operating profit margin | 11.0 % | -12.6 % | -21.2 % | -3.5 % | 1.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0195427-9
VAT IDFI01954279
MunicipalityTornio
Current registered entries
1969-05-23Registered in Patent and Registration Office (Trade Register)
1978-06-09Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Keränen Hannu TapioHallituksen puheenjohtajaSources: 1 · Confidence: 74%
Jussila Risto Lauri JalmariHallituksen jäsenSources: 1 · Confidence: 74%
Martikainen Jaakko Martti TapaniHallituksen jäsenSources: 1 · Confidence: 74%
Huhta Mauri OlaviHallituksen jäsenSources: 1 · Confidence: 74%
Yliniemi Pentti JuhaniHallituksen jäsenSources: 1 · Confidence: 74%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableArpelan Vesiosuuskunta
Grade downgradedA3 → B1 · new analysis 2026-10-28
68/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
748 peersSolvency28%
Below 72% of peers
Profitability51%
Close to the peer-group midpoint
Liquidity83%
Better than 83% of peers
Revenue growth54%
Close to the peer-group midpoint
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB1
2026-10-2868/100 · v0.15
A3 → B1 · -11 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Stable
A3
2026-10-2179/100 · v0.15
A3 → A3A3
2026-09-2779/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-28
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
98/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 57 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Board registry eventRegistryEvidence verified
27 Oct 2026 · PRH / KREKBOARD OF DIRECTORSRisk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-10-27
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Arpelan Vesiosuuskunta shows public core facts. A company representative can claim the profile, update public information, and access owner tools.