Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Asianajotoimisto Reetta Keskitalo Oy
Asianajotoimisto Reetta Keskitalo Oy's registered office is Tornio. It is a limited company. The company was established on 2021-04-21. It operates in the industry of legal representation activities. In its latest retained statement for 2026-01-31, revenue was €116,284 and operating profit was €35,921.
Business ID 3203091-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3203091-7
- Sector
- Legal representation activities
- Municipality
- Tornio
- Company form
- Limited company
- Registration date
- 2021-04-21
- Business ID registration date
- 2021-04-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Välikatu 15 as. 13, 95400, Tornio
About Asianajotoimisto Reetta Keskitalo Oy
Financial position and key figures for the company.
Asianajotoimisto Reetta Keskitalo Oy's location municipality is Tornio. It is a limited company. The company was established on 2021-04-21. It operates in the industry of legal representation activities. In its latest retained statement for 2026-01-31, revenue was €116,284 and operating profit was €35,921. The latest retained financial statement for 2026-01-31 shows revenue of €116,284 and profit for the financial year of €29,146. Based on the latest retained statement, revenue growth was +2.9%, operating margin was +30.9%, and equity ratio was +93.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth2.9%
Operating margin30.9%
Equity ratio93.1%
Balance-sheet contextLatest financial period
Other operating income€76Previous: €732
Cash and bank€24,873Previous: €12,859
Retained earnings€100,107Previous: €89,335
Equity€129,254Previous: €108,811
Liabilities€9,577Previous: €28,446
Current assets€37,044Previous: €29,796
Current liabilities€9,577Previous: €23,946
Revenue trend2 periods
€112,974
2025-01-31
€116,284
2026-01-31
Operating profit (loss) trend2 periods
€21,734
2025-01-31
€35,921
2026-01-31
Profit (loss) for the financial year trend2 periods
€19,476
2025-01-31
€29,146
2026-01-31
Assets trend2 periods
€137,257
2025-01-31
€138,830
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
87/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 79.3 % | 93.1 % |
| Current ratio | 0.54x | 2.60x |
| Operating profit margin | 19.1 % | 30.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3203091-7
VAT IDFI32030917
EU IDFIFPRO.3203091-7
MunicipalityTornio
Current registered entries
2021-04-21VAT-liable for business activity in Tax Administration (VAT Register)
2021-04-21Registered in Tax Administration (Prepayment Register)
2021-04-21Registered in Tax Administration (Tax Administration)
2021-04-21Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodAsianajotoimisto Reetta Keskitalo Oy
Grade unchangedA2 · new analysis 2026-10-18
87/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
93 peersSolvency92%
Better than 92% of peers
Profitability82%
Better than 82% of peers
Liquidity84%
Better than 84% of peers
Revenue growth53%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings136 days after period end
145 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1887/100 · v0.15
A2 → A2A2
2026-09-26 17:2687/100 · v0.14
B1 → A2 · +21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
86/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-06-14
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Asianajotoimisto Reetta Keskitalo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.