Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Assum Capital Management Oy
Assum Capital Management Oy's registered office is Helsingfors. It is a limited company. The company was established on 2020-01-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €48,982 and operating profit was €4,856.
Business ID 3104060-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3104060-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2020-01-13
- Business ID registration date
- 2019-12-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Merikasarminkatu 2 C 50, 00160, Helsingfors
People and decision-makers
Viitala Vertti TapaniPuheenjohtaja
Rikka Akseli ErkkiVarsinainen jäsen
Viitala Eija MaaritVarajäsen
About Assum Capital Management Oy
Financial position and key figures for the company.
Assum Capital Management Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2020-01-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €48,982 and operating profit was €4,856. The latest retained financial statement for 2025-12-31 shows revenue of €48,982 and profit for the financial year of €3,358. Based on the latest retained statement, revenue growth was +791.7%, operating margin was +9.9%, and equity ratio was +75.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth791.7%
Operating margin9.9%
Equity ratio75.4%
Revenue€48,982+€43,489 (+791.7%) vs previous periodPrevious: €5,493
Operating profit (loss)€4,856+€3,884 (+399.2%) vs previous periodPrevious: €973
Profit (loss) for the financial year€3,358+€2,557 (+319.2%) vs previous periodPrevious: €801
Assets€29,504+€11,139 (+60.7%) vs previous periodPrevious: €18,366
Balance-sheet contextLatest financial period
Profit before taxes€4,300Previous: €935
Employees12Previous: No comparison value
Revenue trend4 periods
€44,771
2021-12-31
€0
2022-12-31
€5,493
2023-12-31
€48,982
2025-12-31
Operating profit (loss) trend4 periods
€3,888
2021-12-31
-€265
2022-12-31
€973
2023-12-31
€4,856
2025-12-31
Profit (loss) for the financial year trend4 periods
€3,108
2021-12-31
-€212
2022-12-31
€801
2023-12-31
€3,358
2025-12-31
Assets trend4 periods
€14,227
2021-12-31
€13,424
2022-12-31
€18,366
2023-12-31
€29,504
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
94/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
75/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 92.5 % | 98.0 % | 77.0 % | 75.4 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 8.7 % | - | 17.7 % | 9.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3104060-3
EU IDFIFPRO.3104060-3
MunicipalityHelsingfors
Current registered entries
2020-01-13Registered in Patent and Registration Office (Trade Register)
2020-01-22Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Viitala Vertti TapaniPuheenjohtajaSources: 5 · Confidence: 78%
Rikka Akseli ErkkiVarsinainen jäsenSources: 4 · Confidence: 78%
Viitala Eija MaaritVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodAssum Capital Management Oy
Grade upgradedB1 → A2 · new analysis 2026-10-18
82/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
103 peersSolvency51%
Close to the peer-group midpoint
Profitability53%
Close to the peer-group midpoint
Revenue growth97%
Better than 97% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1882/100 · v0.15
B1 → A2 · +13 points- Evidence quality: Registry and statistical evidence → Usable financial evidence.
- Risk factor cleared: Sufficient structured financial metrics are not available.
- New supporting factor: Strong equity ratio.
B1
2026-09-3069/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-07-11
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Assum Capital Management Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.