Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
ATOG Invest Oy
ATOG Invest Oy's registered office is Esbo. It is a limited company. The company was established on 2019-03-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 2963831-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2963831-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2019-03-25
- Business ID registration date
- 2019-01-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kirkkotaival 14 B, 02330, Esbo
Phone: +358503395910Source observation
People and decision-makers
Harju Mikko PetteriVarsinainen jäsen
Lönngren Riikka AnnikaVarajäsen
About ATOG Invest Oy
Financial position and key figures for the company.
ATOG Invest Oy's location municipality is Esbo. It is a limited company. The company was established on 2019-03-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +98.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio98.9%
Operating profit (loss)-€1,512-€4 (-0.3%) vs previous periodPrevious: -€1,508
Profit (loss) for the financial year-€1,512+€7 (+0.5%) vs previous periodPrevious: -€1,519
Assets€87,750+€34,388 (+64.4%) vs previous periodPrevious: €53,362
Balance-sheet contextLatest financial period
Profit before taxes-€1,512Previous: -€1,519
Employees0Previous: 0
Revenue trend2 periods
€0
2021-12-31
€0
2023-12-31
Operating profit (loss) trend5 periods
-€911
2021-12-31
-€1,300
2022-12-31
-€1,400
2023-12-31
-€1,508
2024-12-31
-€1,512
2025-12-31
Profit (loss) for the financial year trend5 periods
-€910
2021-12-31
-€1,320
2022-12-31
-€1,405
2023-12-31
-€1,519
2024-12-31
-€1,512
2025-12-31
Assets trend5 periods
€15,519
2021-12-31
€16,631
2022-12-31
€40,435
2023-12-31
€53,362
2024-12-31
€87,750
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 94.8 % | 95.2 % | 98.0 % | 98.2 % | 98.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2963831-5
EU IDFIFPRO.2963831-5
MunicipalityEsbo
Current registered entries
2019-03-25Registered in Patent and Registration Office (Trade Register)
2019-04-11Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Harju Mikko PetteriVarsinainen jäsenSources: 4 · Confidence: 78%
Lönngren Riikka AnnikaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodATOG Invest Oy
Grade unchangedA3 · new analysis 2026-10-19
71/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1971/100 · v0.15
A3 → A3 · +1 points- Solvency: Not enough history → Stable
- Evidence quality: Registry and statistical evidence → Limited financial evidence.
- New supporting factor: A newer financial statement filing has been reported.
A3
2026-09-1670/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-19
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-02-25
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ATOG Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.