Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Aurajoki Nordic Oy
Aurajoki Nordic Oy's registered office is Turku. It is a limited company. The company was established on 2005-11-21. It operates in the industry of other credit granting. In its latest retained statement for 2025-06-30, revenue was €850,806 and operating profit was €449,024.
Business ID 1998514-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1998514-5
- Sector
- Other credit granting
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2005-11-21
- Business ID registration date
- 2005-11-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PL 710, 20101, Turku
Postal address: P.O. Box 710, 20101, Turku
Phone: +35820055511Source observation
Email: [email protected]Source observation
Website: https://www.aurajokinordic.fiSource: registry data
People and decision-makers
OK Money[email protected]
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Aurajoki Nordic Oy
Financial position and key figures for the company.
Aurajoki Nordic Oy's location municipality is Turku. It is a limited company. The company was established on 2005-11-21. It operates in the industry of other credit granting. In its latest retained statement for 2025-06-30, revenue was €850,806 and operating profit was €449,024. The latest retained financial statement for 2025-06-30 shows revenue of €850,806 and profit for the financial year of €276,001. Based on the latest retained statement, revenue growth was -71.7%, operating margin was +48.5%, and equity ratio was +37.4%.
Auxiliary business names
Public alternate names materialized from source observations.
Aurajoki Nordic LtdOK Money FinanceRisicumRisicum CapitalSuomen PienlainaiKassa Finland
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on yksityisille henkilöille ja yrityksille tarjottava luotonantotoiminta, osamaksusopimukset ja niiden laatiminen, siirtäminen, kauppa ja kaupan rahoitus, autokauppa, rekisteröintipalvelut, vakuuksien antaminen ja välittäminen, vakuutusasiamiehenä toimiminen, muu factoringtoiminta sekä jalometalli- ja muiden esineiden osto- ja myyntitoiminta. Yhtiön toimialaan kuuluu myös yritysten taloushallintoon ja luotonantoon liittyvien erilaisten perintäpalveluiden sekä juridisten palveluiden tuottaminen ja tarjoaminen sekä muiden alaan liittyvien tukipalvelujen, kuten koulutus, konsultointi ja julkaisutoiminta, tuottaminen ja tarjoaminen elinkeinoelämälle, saatavien ostaminen ja perintä omaan lukuun sekä huutokauppatoiminnan harjoittaminen omaan ja toisten lukuun, irtaimen omaisuuden arvioiminen ja muun edellä mainittuun toimintaan liittyvän toiminnan harjoittaminen, jne.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
0
0
Enriched source observation
Derived indicators
Revenue growth-71.7%
Operating margin48.5%
Equity ratio37.4%
Revenue€850,806-€2,156,307 (-71.7%) vs previous periodPrevious: €3,007,113
Operating profit (loss)€449,024+€259,925 (+137.5%) vs previous periodPrevious: €189,099
Profit (loss) for the financial year€276,001+€85,780 (+45.1%) vs previous periodPrevious: €190,221
Assets€2,465,542-€1,465,615 (-37.3%) vs previous periodPrevious: €3,931,157
Balance-sheet contextLatest financial period
Employees2Previous: 12
Revenue trend4 periods
€7,017,020
2022-06-30
€5,392,785
2023-06-30
€3,007,113
2024-06-30
€850,806
2025-06-30
Operating profit (loss) trend4 periods
€1,529,098
2022-06-30
€1,490,461
2023-06-30
€189,099
2024-06-30
€449,024
2025-06-30
Profit (loss) for the financial year trend4 periods
€1,512,328
2022-06-30
€234,414
2023-06-30
€190,221
2024-06-30
€276,001
2025-06-30
Assets trend4 periods
€10,643,756
2022-06-30
€9,728,894
2023-06-30
€3,931,157
2024-06-30
€2,465,542
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
47/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|
| Equity ratio | 77.0 % | 76.4 % | 74.4 % | 37.4 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 21.5 % | 27.3 % | 6.1 % | 48.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1998514-5
VAT IDFI19985145
EU IDFIFPRO.1998514-5
MunicipalityTurku
Current registered entries
2005-11-21Registered in Tax Administration (Tax Administration)
2005-11-21Registered in Patent and Registration Office (Trade Register)
2006-02-08Registered in Tax Administration (Prepayment Register)
2021-12-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Ojala Ron Sebastian AslakToimitusjohtajaSources: 4 · Confidence: 78%
Ojala Ron Sebastian AslakPuheenjohtajaSources: 3 · Confidence: 78%
Mäkelä Jenny MartinaVarsinainen jäsenSources: 4 · Confidence: 78%
Kaila Hannu SakariVarsinainen jäsenSources: 3 · Confidence: 78%
Ron OjalaChief Executive OfficerSources: 1 · Confidence: 76%
Hannu KailaCIO, Head of DevelopmentSources: 1 · Confidence: 76%
Henrik JuthPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodAurajoki Nordic Oy
Grade unchangedA3 · new analysis 2026-10-18
71/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityVolatile
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
51 peersSolvency22%
Below 78% of peers
Profitability76%
Better than 76% of peers
Revenue growth2%
Below 98% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1871/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2872/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
54 register eventsLatest event: 2026-01-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-14.
This company profile has not been claimed yet
Aurajoki Nordic Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.