Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Auto-Finger Oy
Auto-Finger Oy's registered office is Vanda. It is a limited company. The company was established on 2008-04-17. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €566,134 and operating profit was €41,334.
Business ID 2188130-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2188130-2
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2008-04-17
- Business ID registration date
- 2008-04-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Virkatie 5, 01510, Vanda
Website: https://autofinger.fiSource observation
About Auto-Finger Oy
Financial position and key figures for the company.
Auto-Finger Oy's location municipality is Vanda. It is a limited company. The company was established on 2008-04-17. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €566,134 and operating profit was €41,334. The latest retained financial statement for 2025-12-31 shows revenue of €566,134 and profit for the financial year of €33,207. Based on the latest retained statement, revenue growth was +0.4%, operating margin was +7.3%, and equity ratio was +56.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth0.4%
Operating margin7.3%
Equity ratio56.8%
Balance-sheet contextLatest financial period
Other operating income€230,410Previous: €207,066
Inventory€148,513Previous: €148,513
Cash and bank€89,039Previous: €3,117
Retained earnings€194,009Previous: €175,829
Equity€229,716Previous: €196,509
Liabilities€174,485Previous: €99,490
Current assets€396,642Previous: €285,920
Current liabilities€174,485Previous: €99,490
Revenue trend2 periods
€156,994
2024-12-31
€566,134
2025-12-31
Operating profit (loss) trend2 periods
€1,749
2024-12-31
€41,334
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,216
2024-12-31
€33,207
2025-12-31
Assets trend2 periods
€249,150
2024-12-31
€404,202
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
71/100 · Declining
Current ratioSatisfactory
45/100 · Declining
Operating profit marginSatisfactory
63/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 72.1 % | 56.8 % |
| Current ratio | 2.18x | 1.36x |
| Operating profit margin | 0.5 % | 5.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2188130-2
VAT IDFI21881302
EU IDFIFPRO.2188130-2
MunicipalityVanda
Current registered entries
2008-02-15VAT-liable for business activity in Tax Administration (VAT Register)
2008-04-03Registered in Tax Administration (Prepayment Register)
2008-04-11Registered in Tax Administration (Tax Administration)
2008-04-17Registered in Patent and Registration Office (Trade Register)
2008-09-01Registered in Tax Administration (Employer Register)
2012-05-16VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodAuto-Finger Oy
Grade upgradedB1 → A3 · new analysis 2026-09-26
77/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
ProfitabilityImproving
Same industryDescriptive comparison – does not change the model score.
66 peersSolvency61%
Better than 61% of peers
Profitability73%
Better than 73% of peers
Liquidity62%
Better than 62% of peers
Revenue growth98%
Better than 98% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings230 days after period end
362 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-26 02:5077/100 · v0.14
B1 → A3 · +9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-08-18
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-21.
This company profile has not been claimed yet
Auto-Finger Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.