Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Autopalvelu T. Virtanen Oy
Autopalvelu T. Virtanen Oy was declared bankrupt 2026-03-31. In its latest retained statement for 2024-12-31, revenue was €263,261 and operating profit was -€1,139.
Business ID 3154985-6BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3154985-6
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Myllyoja
- Company form
- Limited company
- Registration date
- 2020-09-01
- Business ID registration date
- 2020-08-31
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Myllyojantie 169, 18600, Myllyoja
Website: https://motovirtanen.fiSource observation
People and decision-makers
Tommi VirtanenToimitusjohtaja
About Autopalvelu T. Virtanen Oy
Financial position and key figures for the company.
Autopalvelu T. Virtanen Oy was declared bankrupt 2026-03-31. In its latest retained statement for 2024-12-31, revenue was €263,261 and operating profit was -€1,139. The latest retained financial statement for 2024-12-31 shows revenue of €263,261 and profit for the financial year of -€5,564. Based on the latest retained statement, revenue growth was -11.1%, operating margin was -0.4%, and equity ratio was +5.3%.
Auxiliary business names
Public alternate names materialized from source observations.
Motopalvelu T. Virtanen
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
4
2
Combined source
Derived indicators
Revenue growth-11.1%
Operating margin-0.4%
Equity ratio5.3%
Balance-sheet contextLatest financial period
Other operating income€9,992Previous: €3,660
Inventory€9,245Previous: €10,215
Cash and bank€328Previous: €883
Retained earnings€10,222Previous: €7,071
Profit before taxes-€5,564Previous: €3,943
Equity€4,658Previous: €10,222
Liabilities€72,201Previous: €56,369
Current assets€32,606Previous: €31,906
Current liabilities€26,391Previous: €25,064
Employees3Previous: No comparison value
Revenue trend4 periods
€384,803
2021-12-31
€384,057
2022-12-31
€296,238
2023-12-31
€263,261
2024-12-31
Operating profit (loss) trend4 periods
€8,397
2021-12-31
€5,453
2022-12-31
€8,606
2023-12-31
-€1,139
2024-12-31
Profit (loss) for the financial year trend4 periods
€6,847
2021-12-31
€1,416
2022-12-31
€3,151
2023-12-31
-€5,564
2024-12-31
Assets trend4 periods
€34,422
2021-12-31
€36,009
2022-12-31
€66,591
2023-12-31
€76,859
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
7/100 · Declining
Current ratioPassable
31/100 · Improving
Operating profit marginWeak
49/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Equity ratio | 19.9 % | 19.7 % | 15.4 % | 5.3 % |
| Current ratio | 0.38x | 1.28x | 0.81x | 0.92x |
| Operating profit margin | 2.2 % | 1.4 % | 2.9 % | -0.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3154985-6
EU IDFIFPRO.3154985-6
MunicipalityMyllyoja
Current registered entries
2020-09-01Registered in Tax Administration (Tax Administration)
2020-09-01Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Tommi VirtanenToimitusjohtajaSources: 1 · Confidence: 76%
Niina LettojärviPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Tytti VirtanenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskAutopalvelu T. Virtanen Oy
Grade unchangedD · new analysis 2026-10-18
29/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsLiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
812 peersSolvency17%
Below 83% of peers
Profitability20%
Below 80% of peers
Liquidity47%
Close to the peer-group midpoint
Revenue growth22%
Below 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings143 days after period end
134 days after period end
4 consecutive periods
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1829/100 · v0.15
D → D- Registry-signal recency changed: 0–6 months → 6–12 months.
- New risk factor: Severe registry event 6–12 months ago.
- Risk factor cleared: Severe registry event in the last 6 months.
D
2026-09-23 22:0029/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-1529/100 · v0.14
D → D- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1329/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-03-31
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-11.
This company profile has not been claimed yet
Autopalvelu T. Virtanen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.