Business profile

Avancia Oy

Avancia Oy's registered office is Mäntsälä. It is a limited company. The company was established on 2019-12-02. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €127,589 and operating profit was €3,169.

Claim profileContact details
Business ID 3101594-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3101594-2
Sector
Activities of insurance agents and brokers
Municipality
Mäntsälä
Company form
Limited company
Registration date
2019-12-02
Business ID registration date
2019-11-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Versotie 2, 04620, Mäntsälä

Phone: +358409640636Source observation

Email: [email protected]Source observation

Website: https://avanciameklarit.fiSource observation

People and decision-makers

Miekkavaara Antti JuhanaToimitusjohtaja

About Avancia Oy

Financial position and key figures for the company.

Avancia Oy's location municipality is Mäntsälä. It is a limited company. The company was established on 2019-12-02. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €127,589 and operating profit was €3,169. The latest retained financial statement for 2025-12-31 shows revenue of €127,589 and profit for the financial year of €2,028. Based on the latest retained statement, revenue growth was -17.9%, operating margin was +2.5%, and equity ratio was +11.9%.

Auxiliary business names

Public alternate names materialized from source observations.

Avancia Meklarit

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-17.9%
Operating margin2.5%
Equity ratio11.9%
Revenue€127,589-€27,876 (-17.9%) vs previous periodPrevious: €155,465
Operating profit (loss)€3,169-€292 (-8.4%) vs previous periodPrevious: €3,461
Profit (loss) for the financial year€2,028-€552 (-21.4%) vs previous periodPrevious: €2,580
Assets€35,697+€13,895 (+63.7%) vs previous periodPrevious: €21,802
Balance-sheet contextLatest financial period
Profit before taxes€2,521Previous: €2,580
Employees1Previous: 2
Revenue trend5 periods
€144,470
2021-12-31
€143,243
2022-12-31
€139,112
2023-12-31
€155,465
2024-12-31
€127,589
2025-12-31
Operating profit (loss) trend5 periods
€7,446
2021-12-31
-€15,381
2022-12-31
€12,531
2023-12-31
€3,461
2024-12-31
€3,169
2025-12-31
Profit (loss) for the financial year trend5 periods
€4,751
2021-12-31
-€15,823
2022-12-31
€11,534
2023-12-31
€2,580
2024-12-31
€2,028
2025-12-31
Assets trend5 periods
€31,706
2021-12-31
€13,202
2022-12-31
€22,442
2023-12-31
€21,802
2024-12-31
€35,697
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
15/100 · Improving
11.9 %2024-12-31: 10.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginPassable
56/100 · Improving
2.5 %2024-12-31: 2.2 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio12.4 %-90.0 %-1.5 %10.3 %11.9 %
Current ratio-----
Operating profit margin5.1 %-10.7 %8.9 %2.2 %2.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3101594-2
VAT IDFI31015942
EU IDFIFPRO.3101594-2
MunicipalityMäntsälä
Current registered entries
2019-11-27Registered in Tax Administration (Prepayment Register)
2019-12-02Registered in Tax Administration (Tax Administration)
2019-12-02Registered in Patent and Registration Office (Trade Register)
2020-01-07VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Miekkavaara Antti JuhanaToimitusjohtajaSources: 5 · Confidence: 78%
Miekkavaara Antti JuhanaVarsinainen jäsenSources: 2 · Confidence: 78%
Miekkavaara Aino MariaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryAvancia Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score53/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueVolatile
ProfitabilityDeteriorating
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
88 peers
Solvency17%
Below 83% of peers
Profitability58%
Better than 58% of peers
Revenue growth18%
Below 82% of peers
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B2
2026-10-1753/100 · v0.15
B2 → B2 · +1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
  • Risk factor cleared: High balance-sheet leverage.
B2
2026-10-1252/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

33 register eventsLatest event: 2026-04-16

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Avancia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.