Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
AVIR Consulting Oy
AVIR Consulting Oy's registered office is Littoinen. It is a limited company. The company was established on 2017-11-29. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €167,149 and operating profit was €69,773.
Business ID 2871420-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2871420-8
- Sector
- Activities of insurance agents and brokers
- Municipality
- Littoinen
- Company form
- Limited company
- Registration date
- 2017-11-29
- Business ID registration date
- 2017-11-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjantyttärenkatu 14 as. 1, 20660, Littoinen
About AVIR Consulting Oy
Financial position and key figures for the company.
AVIR Consulting Oy's location municipality is Littoinen. It is a limited company. The company was established on 2017-11-29. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €167,149 and operating profit was €69,773. The latest retained financial statement for 2025-09-30 shows revenue of €167,149 and profit for the financial year of €53,183. Based on the latest retained statement, revenue growth was -6.0%, operating margin was +41.7%, and equity ratio was +85.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-6.0%
Operating margin41.7%
Equity ratio85.3%
Balance-sheet contextLatest financial period
Other operating income€8,820Previous: €8,820
Cash and bank€2,846Previous: €244,955
Retained earnings€276,476Previous: €249,681
Equity€332,159Previous: €303,235
Liabilities€57,328Previous: €25,762
Current assets€6,582Previous: €245,318
Current liabilities€55,898Previous: €24,332
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioWeak
2/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2871420-8
EU IDFIFPRO.2871420-8
MunicipalityLittoinen
Current registered entries
2017-11-23Registered in Tax Administration (Prepayment Register)
2017-11-29Registered in Tax Administration (Tax Administration)
2017-11-29Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodAVIR Consulting Oy
Grade unchangedA3 · new analysis 2026-10-18
79/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
98 peersSolvency56%
Better than 56% of peers
Profitability77%
Better than 77% of peers
Liquidity32%
Below 68% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings58 days after period end
58 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1879/100 · v0.15
A3 → A3A3
2026-09-29 04:3079/100 · v0.14
B1 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-11-27
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
AVIR Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.