Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
B. plan Oy
B. plan Oy's registered office is Turku. It is a limited company. The company was established on 2009-04-15. It operates in the industry of activities of collection agencies and credit bureaus. In its latest retained statement for 2025-12-31, revenue was €482,652 and operating profit was €84,110.
Business ID 2260586-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2260586-0
- Sector
- Activities of collection agencies and credit bureaus
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2009-04-15
- Business ID registration date
- 2009-04-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Eerikinkatu 7a A 1, 20100, Turku
Website: https://www.bplan.fiSource observation
About B. plan Oy
Financial position and key figures for the company.
B. plan Oy's location municipality is Turku. It is a limited company. The company was established on 2009-04-15. It operates in the industry of activities of collection agencies and credit bureaus. In its latest retained statement for 2025-12-31, revenue was €482,652 and operating profit was €84,110. The latest retained financial statement for 2025-12-31 shows revenue of €482,652 and profit for the financial year of €70,186. Based on the latest retained statement, revenue growth was +41.0%, operating margin was +17.4%, and equity ratio was +83.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth41.0%
Operating margin17.4%
Equity ratio83.0%
Balance-sheet contextLatest financial period
Cash and bank€11,998Previous: €110,199
Retained earnings€133,848Previous: €258,849
Equity€206,534Previous: €341,748
Liabilities€42,372Previous: €66,103
Current assets€100,263Previous: €218,140
Current liabilities€42,372Previous: €66,103
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioWeak
9/100 · Declining
Operating profit marginGood
94/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2260586-0
VAT IDFI22605860
EU IDFIFPRO.2260586-0
MunicipalityTurku
Current registered entries
2009-04-09Registered in Tax Administration (Tax Administration)
2009-04-15Registered in Patent and Registration Office (Trade Register)
2010-01-04Registered in Tax Administration (Employer Register)
2010-01-04VAT-liable for business activity in Tax Administration (VAT Register)
2010-01-12Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodB. plan Oy
Grade upgradedB1 → A2 · new analysis 2026-09-28
80/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
476 peersSolvency81%
Better than 81% of peers
Profitability78%
Better than 78% of peers
Liquidity43%
Below 57% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings205 days after period end
205 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-28 01:2480/100 · v0.14
B1 → A2 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-28
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsErittäin vahva
90/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
30 register eventsLatest event: 2026-07-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
B. plan Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.