Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
B&S Funds Oy
B&S Funds Oy's registered office is Turku. It is a limited company. The company was established on 2008-06-12. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-01-31, revenue was €31,908 and operating profit was €8,588.
Business ID 2197807-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2197807-5
- Sector
- Business and other management consultancy activities
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2008-06-12
- Business ID registration date
- 2008-05-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Voimakatu 14 H 7, 20520, Turku
Phone: +358449752447Source observation
Website: https://bsinvestment.fiSource observation
People and decision-makers
Saks Wilhelm Earl ArtturToimitusjohtaja
About B&S Funds Oy
Financial position and key figures for the company.
B&S Funds Oy's location municipality is Turku. It is a limited company. The company was established on 2008-06-12. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-01-31, revenue was €31,908 and operating profit was €8,588. The latest retained financial statement for 2026-01-31 shows revenue of €31,908 and profit for the financial year of €14,639. Based on the latest retained statement, revenue growth was -7.3%, operating margin was +22.2%, and equity ratio was +94.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Liikkeenjohdon konsultointi ja sijoitustoiminta, sekä kaikki laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
0
0
Enriched source observation
Derived indicators
Revenue growth-7.3%
Operating margin22.2%
Equity ratio94.0%
Revenue€31,908-€2,519 (-7.3%) vs previous periodPrevious: €34,427
Operating profit (loss)€8,588+€25,740 (+150.1%) vs previous periodPrevious: -€17,152
Profit (loss) for the financial year€14,639+€31,245 (+188.2%) vs previous periodPrevious: -€16,606
Assets€79,984+€3,579 (+4.7%) vs previous periodPrevious: €76,406
Balance-sheet contextLatest financial period
Profit before taxes€14,639Previous: -€16,606
Employees1Previous: 2
Revenue trend5 periods
€71,350
2022-01-31
€18,855
2023-01-31
€95,171
2024-01-31
€34,427
2025-01-31
€31,908
2026-01-31
Operating profit (loss) trend5 periods
-€13,065
2022-01-31
-€14
2023-01-31
-€3,820
2024-01-31
-€17,152
2025-01-31
€8,588
2026-01-31
Profit (loss) for the financial year trend5 periods
€24,309
2022-01-31
-€154
2023-01-31
€13,381
2024-01-31
-€16,606
2025-01-31
€14,639
2026-01-31
Assets trend5 periods
€98,996
2022-01-31
€94,235
2023-01-31
€107,130
2024-01-31
€76,406
2025-01-31
€79,984
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-01-31 | 2023-01-31 | 2024-01-31 | 2025-01-31 | 2026-01-31 |
|---|---|---|---|---|---|
| Equity ratio | 84.2 % | 81.2 % | 78.2 % | 79.2 % | 94.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -16.1 % | -0.0 % | -3.8 % | -49.8 % | 22.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2197807-5
VAT IDFI21978075
EU IDFIFPRO.2197807-5
MunicipalityTurku
Current registered entries
2008-06-12Registered in Patent and Registration Office (Trade Register)
2008-07-08Registered in Tax Administration (Tax Administration)
2018-01-19VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-19Registered in Tax Administration (Prepayment Register)
2020-12-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Saks Wilhelm Earl ArtturToimitusjohtajaSources: 4 · Confidence: 78%
Rantanen Mikko Matti OlaviVarsinainen jäsenSources: 3 · Confidence: 78%
Mikko RantanenOwnerSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodB&S Funds Oy
Grade upgradedB1 → A2 · new analysis 2026-10-18
82/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
124 peersSolvency71%
Better than 71% of peers
Profitability73%
Better than 73% of peers
Revenue growth47%
Close to the peer-group midpoint
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1882/100 · v0.15
B1 → A2 · +13 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Improving
B1
2026-09-2069/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-06-06
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
B&S Funds Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.