Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
B10 Varallisuussuunnittelu Oy
B10 Varallisuussuunnittelu Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-07-19. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €1,867,499 and operating profit was €814,459.
Business ID 3223567-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3223567-2
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-07-19
- Business ID registration date
- 2021-07-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjoisesplanadi 33 A, 00100, Helsingfors
Phone: +358105832203Source observation
Website: https://www.b10.fiSource observation
Linkedin profile: https://www.linkedin.com/company/b10-family-officeSource: company website
People and decision-makers
Virkki Niko AnteroToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Family Officeyrittäjä
Phone: Phone available for logged-in usersSource: company website
Matti HalttunenDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Juhana JacksenDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Kimmo VuorinenDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Pasi HautamäkiDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Jani KanervaDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Pauli SavonenDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Johan WahlsbergDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Ursula RinneDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Ilkka LinnaFinance Manager
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Carlo EräkallioDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Juha WarmaSenior Portfolio Manager
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Joel VarpasuoDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Ari MäkinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Cia GrönbergDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Kaarle VähämarttiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Family Officenperustaja
Phone: Phone available for logged-in usersSource: company website
Private Bankingjohtaja
Phone: Phone available for logged-in usersSource: company website
Nicholas BurtonDirector
Phone: Phone available for logged-in usersSource: company website
Family OfficerDirector
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About B10 Varallisuussuunnittelu Oy
Financial position and key figures for the company.
B10 Varallisuussuunnittelu Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-07-19. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €1,867,499 and operating profit was €814,459. The latest retained financial statement for 2025-12-31 shows revenue of €1,867,499 and profit for the financial year of €659,066. Based on the latest retained statement, revenue growth was +39.5%, operating margin was +43.6%, and equity ratio was +28.0%.
Auxiliary business names
Public alternate names materialized from source observations.
B10 Tax & LegalB10 Vero- ja LakipalvelutB10 Wealth Planning Ltd
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on harjoittaa verotukseen ja oikeudellisiin kysymyksiin liittyvää konsultointitoimintaa, liikkeenjohdon konsultointia sekä koulutus- ja valmennustoimintaa sekä vakuutusten tarjoamisesta annetun lain mukaista asiamiestoimintaa ja siihen liittyviä muita palveluja.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
Combined source
Derived indicators
Revenue growth39.5%
Operating margin43.6%
Equity ratio28.0%
Balance-sheet contextLatest financial period
Cash and bank€97,488Previous: €189,771
Retained earnings-€522,123Previous: -€579,724
Equity€340,276Previous: €77,877
Liabilities€874,887Previous: €820,786
Current assets€1,212,902Previous: €895,648
Current liabilities€874,887Previous: €820,786
Revenue trend4 periods
€458,652
2022-12-31
€725,855
2023-12-31
€1,338,441
2024-12-31
€1,867,499
2025-12-31
Operating profit (loss) trend4 periods
€64,656
2022-12-31
€408,547
2023-12-31
€812,948
2024-12-31
€814,459
2025-12-31
Profit (loss) for the financial year trend4 periods
€48,493
2022-12-31
€324,781
2023-12-31
€657,601
2024-12-31
€659,066
2025-12-31
Assets trend4 periods
€203,135
2022-12-31
€538,151
2023-12-31
€898,663
2024-12-31
€1,215,163
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
35/100 · Improving
Current ratioWeak
4/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 23.9 % | 3.8 % | 8.7 % | 28.0 % |
| Current ratio | - | - | - | 0.11x |
| Operating profit margin | 14.1 % | 56.3 % | 60.7 % | 43.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3223567-2
VAT IDFI32235672
EU IDFIFPRO.3223567-2
MunicipalityHelsingfors
Current registered entries
2021-07-13Registered in Tax Administration (Employer Register)
2021-07-13VAT-liable for business activity in Tax Administration (VAT Register)
2021-07-13Registered in Tax Administration (Prepayment Register)
2021-07-19Registered in Tax Administration (Tax Administration)
2021-07-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Virkki Niko AnteroToimitusjohtajaSources: 6 · Confidence: 78%
Virkki Niko AnteroVarsinainen jäsenSources: 2 · Confidence: 78%
Ahlgren Carl JesperVarajäsenSources: 2 · Confidence: 78%
Niko PieniniemiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodB10 Varallisuussuunnittelu Oy
Grade upgradedB1 → A3 · new analysis 2026-10-20
74/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 3 consecutive periods
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
46 peersSolvency28%
Below 72% of peers
Profitability93%
Better than 93% of peers
Liquidity67%
Better than 67% of peers
Revenue growth83%
Better than 83% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings107 days after period end
107 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-2074/100 · v0.15
B1 → A3 · +7 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Improving
B1
2026-09-1567/100 · v0.14
B1 → B1- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
59/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-04-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-05.
This company profile has not been claimed yet
B10 Varallisuussuunnittelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.