Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
BAC Business Advisors Circle osk
BAC Business Advisors Circle osk's registered office is Esbo. It is a cooperative. The company was established on 2024-09-14. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €8,500 and operating profit was -€4,796.
Business ID 3466942-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3466942-3
- Sector
- Business and other management consultancy activities
- Municipality
- Esbo
- Company form
- Cooperative
- Registration date
- 2024-09-14
- Business ID registration date
- 2024-08-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Toppelundintie 5 D 19, 02170, Esbo
Email: [email protected]Source observation
People and decision-makers
Tuomi Vesa SakariPuheenjohtaja
From Taru IlonaVarsinainen jäsen
Pinomaa Juha TapaniVarsinainen jäsen
About BAC Business Advisors Circle osk
Financial position and key figures for the company.
BAC Business Advisors Circle osk's location municipality is Esbo. It is a cooperative. The company was established on 2024-09-14. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €8,500 and operating profit was -€4,796. The latest retained financial statement for 2025-12-31 shows revenue of €8,500 and profit for the financial year of -€4,807. Based on the latest retained statement, revenue growth was not currently available, operating margin was -55.6%, and equity ratio was +99.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin-55.6%
Equity ratio99.3%
Revenue€8,500Previous comparison not availablePrevious: No comparison value
Operating profit (loss)-€4,796Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€4,807Previous comparison not availablePrevious: No comparison value
Assets€10,266Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes-€4,807Previous: No comparison value
Employees0Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3466942-3
VAT IDFI34669423
MunicipalityEsbo
Current registered entries
2024-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-08-05Registered in Tax Administration (Prepayment Register)
2024-09-14Registered in Patent and Registration Office (Trade Register)
2024-09-17Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Tuomi Vesa SakariPuheenjohtajaSources: 5 · Confidence: 78%
From Taru IlonaVarsinainen jäsenSources: 4 · Confidence: 78%
Pinomaa Juha TapaniVarsinainen jäsenSources: 4 · Confidence: 78%
Virkkunen Jukka TapaniVarsinainen jäsenSources: 3 · Confidence: 78%
Tuori Daniel TapaniVarsinainen jäsenSources: 3 · Confidence: 78%
Timo Antti KotilainenHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Salla Tuulia VainioHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryBAC Business Advisors Circle osk
Grade unchangedB2 · new analysis 2026-10-18
57/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
123 peersSolvency91%
Better than 91% of peers
Profitability11%
Below 89% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1857/100 · v0.15
B2 → B2B2
2026-10-1657/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
31/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2024-09-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
BAC Business Advisors Circle osk shows public core facts. A company representative can claim the profile, update public information, and access owner tools.