Business profile

Baccos Oy

Baccos Oy's registered office is Esbo. It is a limited company. The company was established on 2024-07-31. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €49,458 and operating profit was €5,500.

Business ID 3464941-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3464941-4
Sector
Activities of insurance agents and brokers
Municipality
Esbo
Company form
Limited company
Registration date
2024-07-31
Business ID registration date
2024-07-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tilhiparvenreitti 7b, 02660, Esbo

People and decision-makers

Söderholm BenjaminToimitusjohtaja

About Baccos Oy

Financial position and key figures for the company.

Baccos Oy's location municipality is Esbo. It is a limited company. The company was established on 2024-07-31. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €49,458 and operating profit was €5,500. The latest retained financial statement for 2025-12-31 shows revenue of €49,458 and profit for the financial year of €4,343. Based on the latest retained statement, revenue growth was not currently available, operating margin was +12.2%, and equity ratio was +66.7%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Kaikki laillinen liiketoiminta.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods1
PRH parsed1
Profile sourceCombined source
Derived indicators
Operating margin12.2%
Equity ratio66.7%
Revenue€49,458Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€5,500Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€4,343Previous comparison not availablePrevious: No comparison value
Assets€6,281Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Cash and bank€258Previous: No comparison value
Profit before taxes€5,471Previous: No comparison value
Equity€4,343Previous: No comparison value
Liabilities€1,938Previous: No comparison value
Current assets€6,281Previous: No comparison value
Current liabilities€1,938Previous: No comparison value
Employees1Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
83/100 · Trend unavailable
66.7 %Comparison period is not available from the source
Current ratioGood
100/100 · Trend unavailable
3.00xComparison period is not available from the source
Operating profit marginGood
81/100 · Trend unavailable
12.2 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3464941-4
EU IDFIFPRO.3464941-4
MunicipalityEsbo
Current registered entries
2024-07-26Registered in Tax Administration (Prepayment Register)
2024-07-31Registered in Tax Administration (Tax Administration)
2024-07-31Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Söderholm BenjaminToimitusjohtajaSources: 4 · Confidence: 78%
Kettunen Sara JeminaVarajäsenSources: 2 · Confidence: 78%
Söderholm BenjaminVarsinainen jäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodBaccos Oy
Grade upgradedB2 → A3 · new analysis 2026-09-17
Model score70/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
661 peers
Solvency57%
Better than 57% of peers
Profitability69%
Better than 69% of peers
Liquidity76%
Better than 76% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag105 days after period end
Typical registration lag105 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-09-17 19:3970/100 · v0.14
B2 → A3 · +17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1453/100 · v0.14
B2 → B2
B2
2026-09-1453/100 · v0.13
B2 → B2 · -2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1355/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-17
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
38/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2026-04-15

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-26.

This company profile has not been claimed yet

Baccos Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.