Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Backman Invest Oy
Backman Invest Oy's registered office is Borgå. It is a limited company. The company was established on 2017-09-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €125,400 and operating profit was €1,470.
Business ID 2857436-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2857436-4
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2017-09-25
- Business ID registration date
- 2017-09-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Puusepänkaarre 2, 06150, Borgå
People and decision-makers
Backman Kim Tor PeterVarsinainen jäsen
Backman Viveka Marlene TeresiaVarajäsen
About Backman Invest Oy
Financial position and key figures for the company.
Backman Invest Oy's location municipality is Borgå. It is a limited company. The company was established on 2017-09-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €125,400 and operating profit was €1,470. The latest retained financial statement for 2024-12-31 shows revenue of €125,400 and profit for the financial year of €19,236. Based on the latest retained statement, revenue growth was -31.9%, operating margin was +0.8%, and equity ratio was +60.4%.
Auxiliary business names
Public alternate names materialized from source observations.
NeliövuokrausTunturiurakointi
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on omistaa, ostaa, myydä, hallita ja vuokrata huoneistoja, kiinteistöjä, arvopapereita, osakkeita, konsultointi, koneiden ja laitteiden vuokraustoiminta sekä kaikki muu laillinen toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-31.9%
Operating margin0.8%
Equity ratio60.4%
Revenue€125,400-€58,619 (-31.9%) vs previous periodPrevious: €184,019
Operating profit (loss)€1,470+€11,730 (+114.3%) vs previous periodPrevious: -€10,260
Profit (loss) for the financial year€19,236+€8,766 (+83.7%) vs previous periodPrevious: €10,470
Assets€631,094-€191,108 (-23.2%) vs previous periodPrevious: €822,201
Balance-sheet contextLatest financial period
Profit before taxes€18,623Previous: €10,036
Revenue trend5 periods
€55,356
2020-12-31
€128,256
2021-12-31
€170,126
2022-12-31
€184,019
2023-12-31
€125,400
2024-12-31
Operating profit (loss) trend5 periods
€30,873
2020-12-31
€58,426
2021-12-31
€22,486
2022-12-31
-€10,260
2023-12-31
€1,470
2024-12-31
Profit (loss) for the financial year trend5 periods
€32,603
2020-12-31
€44,279
2021-12-31
€89,670
2022-12-31
€10,470
2023-12-31
€19,236
2024-12-31
Assets trend5 periods
€475,107
2020-12-31
€630,449
2021-12-31
€792,777
2022-12-31
€822,201
2023-12-31
€631,094
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
76/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginPassable
52/100 · Improving
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 54.7 % | 45.0 % | 50.3 % | 51.4 % | 60.4 % |
| Current ratio | 1.10x | 3.10x | 20.50x | 8.21x | 5.53x |
| Operating profit margin | 56.4 % | 45.3 % | 12.9 % | -5.4 % | 0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2857436-4
VAT IDFI28574364
EU IDFIFPRO.2857436-4
MunicipalityBorgå
Current registered entries
2017-09-25Registered in Tax Administration (Tax Administration)
2017-09-25Registered in Patent and Registration Office (Trade Register)
2018-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-12-17Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Backman Kim Tor PeterVarsinainen jäsenSources: 4 · Confidence: 78%
Backman Viveka Marlene TeresiaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBackman Invest Oy
Grade upgradedB1 → A3 · new analysis 2026-10-19
74/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityVolatile
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
50 peersSolvency38%
Below 62% of peers
Profitability16%
Below 84% of peers
Liquidity78%
Better than 78% of peers
Revenue growth12%
Below 88% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1974/100 · v0.15
B1 → A3 · +5 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Improving
B1
2026-09-2669/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-06-06
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Backman Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.