Business profile

BAG CHASERS OY

BAG CHASERS OY's registered office is Joensuu. It is a limited company. The company was established on 2024-10-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Claim profileContact details
Business ID 3483261-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3483261-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Joensuu
Company form
Limited company
Registration date
2024-10-23
Business ID registration date
2024-10-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lumikontie 22, 80160, Joensuu

People and decision-makers

Meriläinen Teemu Lari TapaniToimitusjohtaja

About BAG CHASERS OY

Financial position and key figures for the company.

BAG CHASERS OY's location municipality is Joensuu. It is a limited company. The company was established on 2024-10-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +2.1%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Muualla luokittelemattomat rahoituspalvelut sekä kaikki muu laillinen liiketoiminta pl. vakuutus- jaeläkevakuutustoiminta.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-04-10

Imported periods1
PRH parsed1
Profile sourceCombined source
Derived indicators
Equity ratio2.1%
Operating profit (loss)-€3,183-€183 (-6.1%) vs previous periodPrevious: -€3,000
Profit (loss) for the financial year-€28,277-€277 (-1.0%) vs previous periodPrevious: -€28,000
Assets€10,505-€495 (-4.5%) vs previous periodPrevious: €11,000
Balance-sheet contextLatest financial period
Cash and bank€10,505Previous: No comparison value
Profit before taxes-€28,277Previous: No comparison value
Equity€223Previous: No comparison value
Liabilities€10,282Previous: No comparison value
Current assets€10,505Previous: No comparison value
Current liabilities€10,282Previous: No comparison value
Employees1Previous: No comparison value
Operating profit (loss) trend2 periods
-€3,000
2025-12-31
-€3,183
2026-04-10
Profit (loss) for the financial year trend2 periods
-€28,000
2025-12-31
-€28,277
2026-04-10
Assets trend2 periods
€11,000
2025-12-31
€10,505
2026-04-10

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioWeak
3/100 · Declining
2.1 %2025-12-31: 9.1 %
Current ratioSatisfactory
34/100 · Declining
1.02x2025-12-31: 1.10x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2025-12-31: 0.0 %
Ratio history
Ratio2025-12-312026-04-10
Equity ratio9.1 %2.1 %
Current ratio1.10x1.02x
Operating profit margin0.0 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3483261-4
EU IDFIFPRO.3483261-4
MunicipalityJoensuu
Current registered entries
2024-10-16Registered in Tax Administration (Prepayment Register)
2024-10-23Registered in Patent and Registration Office (Trade Register)
2024-10-24Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Meriläinen Teemu Lari TapaniToimitusjohtajaSources: 3 · Confidence: 78%
Meriläinen Teemu Lari TapaniHallituksen jäsenSources: 1 · Confidence: 74%
Kiukkonen Nina RosaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorBAG CHASERS OY
Grade downgradedB2 → B3 · new analysis 2026-09-24
Model score46/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
149 peers
Solvency18%
Below 82% of peers
Liquidity60%
Better than 60% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag89 days after period end
Typical registration lag89 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Negative profitability or net result
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-09-24 02:3146/100 · v0.14
B2 → B3 · -6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-10).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-09-24
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
10/100

The company has about 1 years of registry continuity.

Registry and status signalsRajallinen
28/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

2 register eventsLatest event: 2024-10-23

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2026-04-10

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-12.

This company profile has not been claimed yet

BAG CHASERS OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.