Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Baia Oy
Baia Oy's registered office is Lahti. It is a limited company. The company was established on 2020-11-11. It operates in the industry of physiotherapy activities. In its latest retained statement for 2025-07-31, revenue was €119,803 and operating profit was €36,826.
Business ID 3169537-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3169537-8
- Sector
- Physiotherapy activities
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2020-11-11
- Business ID registration date
- 2020-11-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saarenkatu 9, 15150, Lahti
Phone: +358400772473Source observation
Email: [email protected]Source observation
Website: https://www.pilateslahti.comSource observation
Facebook profile: https://www.facebook.com/pilateslahtiSource: company website
Instagram profile: https://www.instagram.com/pilateslahtiSource: company website
People and decision-makers
Kaarakainen EevaliisaToimitusjohtaja
Tirkkonen Pasi VeikkoToimitusjohtajan sijainen
About Baia Oy
Financial position and key figures for the company.
Baia Oy's location municipality is Lahti. It is a limited company. The company was established on 2020-11-11. It operates in the industry of physiotherapy activities. In its latest retained statement for 2025-07-31, revenue was €119,803 and operating profit was €36,826. The latest retained financial statement for 2025-07-31 shows revenue of €119,803 and profit for the financial year of €27,197. Based on the latest retained statement, revenue growth was +1.4%, operating margin was +30.7%, and equity ratio was +29.6%.
Auxiliary business names
Public alternate names materialized from source observations.
BoreacusPilatesLahtiSinunJuuri
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
2
2
Combined source
Derived indicators
Revenue growth1.4%
Operating margin30.7%
Equity ratio29.6%
Balance-sheet contextLatest financial period
Other operating income€300Previous: €603
Inventory€3,700Previous: €3,889
Cash and bank€5,680Previous: €6,448
Advances received€1,160Previous: €1,160
Retained earnings€46,883Previous: €30,045
Profit before taxes€34,495Previous: €21,080
Equity€94,079Previous: €66,883
Liabilities€223,724Previous: €235,307
Current assets€128,857Previous: €112,267
Current liabilities€43,547Previous: €37,423
Employees1Previous: 1
Revenue trend5 periods
€36,829
2021-07-31
€88,946
2022-07-31
€103,209
2023-07-31
€118,110
2024-07-31
€119,803
2025-07-31
Operating profit (loss) trend5 periods
€668
2021-07-31
€22,385
2022-07-31
€25,144
2023-07-31
€26,501
2024-07-31
€36,826
2025-07-31
Profit (loss) for the financial year trend5 periods
-€4,299
2021-07-31
€16,899
2022-07-31
€17,443
2023-07-31
€16,838
2024-07-31
€27,197
2025-07-31
Assets trend5 periods
€112,953
2021-07-31
€290,947
2022-07-31
€293,996
2023-07-31
€302,189
2024-07-31
€317,803
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
37/100 · Improving
Current ratioWeak
7/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-07-31 | 2022-07-31 | 2023-07-31 | 2024-07-31 | 2025-07-31 |
|---|---|---|---|---|---|
| Equity ratio | 23.2 % | 14.8 % | 14.1 % | 22.1 % | 29.6 % |
| Current ratio | - | - | - | 0.28x | 0.22x |
| Operating profit margin | 1.7 % | 23.0 % | 22.8 % | 22.3 % | 30.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3169537-8
VAT IDFI31695378
EU IDFIFPRO.3169537-8
MunicipalityLahti
Current registered entries
2020-11-07VAT-liable for business activity in Tax Administration (VAT Register)
2020-11-07Registered in Tax Administration (Prepayment Register)
2020-11-11Registered in Tax Administration (Tax Administration)
2020-11-11Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Tirkkonen Pasi VeikkoToimitusjohtajan sijainenSources: 3 · Confidence: 78%
Kaarakainen EevaliisaToimitusjohtajaSources: 4 · Confidence: 78%
Tirkkonen Pasi VeikkoVarsinainen jäsenSources: 1 · Confidence: 72%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBaia Oy
Grade unchangedA3 · new analysis 2026-10-15
74/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving · 2 consecutive periods
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
44 peersSolvency7%
Below 93% of peers
Profitability70%
Better than 70% of peers
Liquidity41%
Below 59% of peers
Revenue growth70%
Better than 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings215 days after period end
195 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-15 14:1674/100 · v0.14
A3 → A3 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1477/100 · v0.14
A3 → A3- Revenue: Improving
- Profitability: Improving
- Solvency: Improving
A3
2026-09-1477/100 · v0.13
A3 → A3- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1377/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-03-03
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Baia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.