Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Balanced Finance Oy
Balanced Finance Oy's registered office is Naantali. It is a limited company. The company was established on 2017-03-27. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-03-31, revenue was €115,613 and operating profit was €74,397.
Business ID 2824176-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2824176-2
- Sector
- Business and other management consultancy activities
- Municipality
- Naantali
- Company form
- Limited company
- Registration date
- 2017-03-27
- Business ID registration date
- 2017-03-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Onkitie 11, 21100, Naantali
Phone: +358400532387Source observation
Email: [email protected]Source observation
Website: https://www.balancedfinance.fiSource observation
People and decision-makers
Virta Jukka TapaniToimitusjohtaja
About Balanced Finance Oy
Financial position and key figures for the company.
Balanced Finance Oy's location municipality is Naantali. It is a limited company. The company was established on 2017-03-27. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-03-31, revenue was €115,613 and operating profit was €74,397. The latest retained financial statement for 2026-03-31 shows revenue of €115,613 and profit for the financial year of €58,454. Based on the latest retained statement, revenue growth was -23.3%, operating margin was +64.3%, and equity ratio was +98.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
0
0
Enriched source observation
Derived indicators
Revenue growth-23.3%
Operating margin64.3%
Equity ratio98.3%
Revenue€115,613-€35,201 (-23.3%) vs previous periodPrevious: €150,814
Operating profit (loss)€74,397-€22,364 (-23.1%) vs previous periodPrevious: €96,760
Profit (loss) for the financial year€58,454-€22,982 (-28.2%) vs previous periodPrevious: €81,436
Assets€546,087+€44,528 (+8.9%) vs previous periodPrevious: €501,559
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend5 periods
€125,357
2022-03-31
€250,735
2023-03-31
€145,422
2024-03-31
€150,814
2025-03-31
€115,613
2026-03-31
Operating profit (loss) trend5 periods
€70,123
2022-03-31
€187,252
2023-03-31
€114,748
2024-03-31
€96,760
2025-03-31
€74,397
2026-03-31
Profit (loss) for the financial year trend5 periods
€55,777
2022-03-31
€149,541
2023-03-31
€91,180
2024-03-31
€81,436
2025-03-31
€58,454
2026-03-31
Assets trend5 periods
€248,829
2022-03-31
€393,662
2023-03-31
€451,403
2024-03-31
€501,559
2025-03-31
€546,087
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|
| Equity ratio | 91.1 % | 91.8 % | 96.3 % | 97.1 % | 98.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 52.5 % | 72.4 % | 71.9 % | 63.9 % | 64.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2824176-2
VAT IDFI28241762
EU IDFIFPRO.2824176-2
MunicipalityNaantali
Current registered entries
2017-03-23VAT-liable for business activity in Tax Administration (VAT Register)
2017-03-23Registered in Tax Administration (Prepayment Register)
2017-03-27Registered in Tax Administration (Tax Administration)
2017-03-27Registered in Patent and Registration Office (Trade Register)
2017-05-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Virta Jukka TapaniToimitusjohtajaSources: 5 · Confidence: 78%
Virta Jukka TapaniPuheenjohtajaSources: 3 · Confidence: 78%
Kanerva Roy Mika IlariVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBalanced Finance Oy
Grade unchangedA3 · new analysis 2026-10-18
78/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
84 peersSolvency94%
Better than 94% of peers
Profitability94%
Better than 94% of peers
Revenue growth11%
Below 89% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1878/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0579/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-07-05
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Balanced Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.