Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Bankify Oy
Bankify Oy was declared bankrupt 2026-04-16. In its latest retained statement for 2023-12-31, revenue was €92,415 and operating profit was -€87,505.
Business ID 2767166-4BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2767166-4
- Sector
- Computer programming activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2016-07-21
- Business ID registration date
- 2016-06-11
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Uusi Porvoontie 285-50, 00890, Helsingfors
Website: https://bankify.ioSource observation
People and decision-makers
Tarakkamäki Antti PetteriVarsinainen jäsen
Pasi KlemettiPäävastuullinen tilintarkastaja
About Bankify Oy
Financial position and key figures for the company.
Bankify Oy was declared bankrupt 2026-04-16. In its latest retained statement for 2023-12-31, revenue was €92,415 and operating profit was -€87,505. The latest retained financial statement for 2023-12-31 shows revenue of €92,415 and profit for the financial year of -€97,032. Based on the latest retained statement, revenue growth was +64.4%, operating margin was -63.5%, and equity ratio was +1.9%.
Auxiliary business names
Public alternate names materialized from source observations.
Bankify LtdBatify
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth64.4%
Operating margin-63.5%
Equity ratio1.9%
Revenue€92,415+€36,186 (+64.4%) vs previous periodPrevious: €56,229
Operating profit (loss)-€87,505+€65,884 (+43.0%) vs previous periodPrevious: -€153,390
Profit (loss) for the financial year-€97,032+€63,871 (+39.7%) vs previous periodPrevious: -€160,903
Assets€789,305-€99,189 (-11.2%) vs previous periodPrevious: €888,494
Balance-sheet contextLatest financial period
Profit before taxes-€96,534Previous: -€160,903
Employees3Previous: No comparison value
Revenue trend4 periods
€132,884
2020-12-31
€47,638
2021-12-31
€56,229
2022-12-31
€92,415
2023-12-31
Operating profit (loss) trend4 periods
-€178,180
2020-12-31
-€107,158
2021-12-31
-€153,390
2022-12-31
-€87,505
2023-12-31
Profit (loss) for the financial year trend4 periods
-€185,397
2020-12-31
-€190,713
2021-12-31
-€160,903
2022-12-31
-€97,032
2023-12-31
Assets trend4 periods
€930,697
2020-12-31
€1,079,408
2021-12-31
€888,494
2022-12-31
€789,305
2023-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
2/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|
| Equity ratio | 31.6 % | 25.3 % | 12.6 % | 1.9 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -81.9 % | -72.3 % | -173.0 % | -63.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2767166-4
VAT IDFI27671664
EU IDFIFPRO.2767166-4
MunicipalityHelsingfors
Current registered entries
2016-07-21Registered in Patent and Registration Office (Trade Register)
2016-07-28Registered in Tax Administration (Tax Administration)
2016-10-26VAT-liable for business activity in Tax Administration (VAT Register)
2017-02-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Tarakkamäki Antti PetteriVarsinainen jäsenSources: 3 · Confidence: 78%
Pasi KlemettiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskBankify Oy
29/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityVolatile
LiquidityNot enough history
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
- Losses in the latest and previous available periods
D
2026-10-12
open-risk-grade-v0.14
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
35 register eventsLatest event: 2026-04-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-14.
This company profile has not been claimed yet
Bankify Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.