Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
BC Bernetex Oy
BC Bernetex Oy's registered office is Kerava. It is a limited company. The company was established on 2019-09-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2021-12-31, revenue was €2,716 and operating profit was -€18,175.
Business ID 3013071-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3013071-1
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kerava
- Company form
- Limited company
- Registration date
- 2019-09-18
- Business ID registration date
- 2019-07-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kytkinkatu 5 D, 04220, Kerava
Postal address: Kytkinkatu 5d, 04220, Kerava
About BC Bernetex Oy
Financial position and key figures for the company.
BC Bernetex Oy's location municipality is Kerava. It is a limited company. The company was established on 2019-09-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2021-12-31, revenue was €2,716 and operating profit was -€18,175. The latest retained financial statement for 2021-12-31 shows revenue of €2,716 and profit for the financial year of -€18,175. Based on the latest retained statement, revenue growth was not currently available, operating margin was -669.2%, and equity ratio was -1300.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Operating margin-669.2%
Equity ratio-1300.4%
Balance-sheet contextLatest financial period
Cash and bank€115Previous: €0
Equity-€18,175Previous: €0
Liabilities€19,573Previous: €0
Current assets€1,398Previous: €0
Current liabilities€19,573Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioWeak
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3013071-1
VAT IDFI30130711
EU IDFIFPRO.3013071-1
MunicipalityKerava
Current registered entries
2019-09-18Registered in Tax Administration (Tax Administration)
2019-09-18Registered in Patent and Registration Office (Trade Register)
2021-07-30Registered in Tax Administration (Prepayment Register)
2021-09-24VAT-liable for business activity in Tax Administration (VAT Register)
2022-06-06Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskBC Bernetex Oy
Grade unchangedD · new analysis 2026-10-17
27/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
272 peersSolvency3%
Below 97% of peers
Profitability3%
Below 97% of peers
Liquidity35%
Below 65% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings125 days after period end
234 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1727/100 · v0.15
D → DD
2026-09-27 16:0327/100 · v0.14
B2 → D · -23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-05-05
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2021-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-27.
This company profile has not been claimed yet
BC Bernetex Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.