Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Business profile
Beancount Oy
Beancount Oy's registered office is Helsingfors. It is a limited company. The company was established on 2020-07-31. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €51,741 and operating profit was €7,932.
Business ID 3149043-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3149043-6
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2020-07-31
- Business ID registration date
- 2020-07-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjoinen Makasiinikatu 6 A 4, 00130, Helsingfors
About Beancount Oy
Financial position and key figures for the company.
Beancount Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2020-07-31. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €51,741 and operating profit was €7,932. The latest retained financial statement for 2025-12-31 shows revenue of €51,741 and profit for the financial year of €68,005. Based on the latest retained statement, revenue growth was +5.7%, operating margin was +15.3%, and equity ratio was +1.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth5.7%
Operating margin15.3%
Equity ratio1.9%
Balance-sheet contextLatest financial period
Cash and bank€1,060Previous: €49,239
Retained earnings-€75,162Previous: €4,135
Equity€2,843Previous: €74,838
Liabilities€150,021Previous: €103,974
Current assets€34,251Previous: €106,640
Current liabilities€133,943Previous: €80,179
Revenue trend2 periods
€48,973
2024-12-31
€51,741
2025-12-31
Operating profit (loss) trend2 periods
€5,568
2024-12-31
€7,932
2025-12-31
Profit (loss) for the financial year trend2 periods
€70,703
2024-12-31
€68,005
2025-12-31
Assets trend2 periods
€103,812
2024-12-31
€152,864
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
2/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginGood
88/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 72.1 % | 1.9 % |
| Current ratio | 9.51x | 0.01x |
| Operating profit margin | 11.4 % | 15.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3149043-6
VAT IDFI31490436
EU IDFIFPRO.3149043-6
MunicipalityHelsingfors
Current registered entries
2020-07-31Registered in Tax Administration (Tax Administration)
2020-07-31Registered in Patent and Registration Office (Trade Register)
2020-08-17VAT-liable for business activity in Tax Administration (VAT Register)
2020-08-17Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryBeancount Oy
Grade downgradedB1 → B2 · new analysis 2026-09-26
58/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
ProfitabilityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
55 peersSolvency13%
Below 87% of peers
Profitability60%
Better than 60% of peers
Liquidity39%
Below 61% of peers
Revenue growth87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings218 days after period end
218 days after period end
3 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-26 01:4258/100 · v0.14
B1 → B2 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-06-25
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Beancount Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.