Business profile

Bear in Vest Oy

Bear in Vest Oy's registered office is Esbo. It is a limited company. The company was established on 2018-02-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €6,880 and operating profit was -€3,716.

Claim profileContact details
Business ID 2883778-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2883778-5
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2018-02-13
Business ID registration date
2018-01-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Munkkiluodonkuja 4 B 15, 02160, Esbo

About Bear in Vest Oy

Financial position and key figures for the company.

Bear in Vest Oy's location municipality is Esbo. It is a limited company. The company was established on 2018-02-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €6,880 and operating profit was -€3,716. The latest retained financial statement for 2025-12-31 shows revenue of €6,880 and profit for the financial year of €820,996. Based on the latest retained statement, revenue growth was -5.2%, operating margin was -54.0%, and equity ratio was +85.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-5.2%
Operating margin-54.0%
Equity ratio85.9%
Revenue€6,880-€380 (-5.2%) vs previous periodPrevious: €7,260
Operating profit (loss)-€3,716+€2,081 (+35.9%) vs previous periodPrevious: -€5,797
Profit (loss) for the financial year€820,996+€255,139 (+45.1%) vs previous periodPrevious: €565,858
Assets€1,271,063+€303,404 (+31.4%) vs previous periodPrevious: €967,658
Balance-sheet contextLatest financial period
Other operating income€16,026Previous: €0
Cash and bank€148,540Previous: €106,338
Retained earnings€268,148Previous: €279,953
Equity€1,091,644Previous: €848,311
Liabilities€179,418Previous: €119,348
Current assets€1,103,930Previous: €944,756
Current liabilities€123,990Previous: €119,348
Revenue trend2 periods
€7,260
2024-12-31
€6,880
2025-12-31
Operating profit (loss) trend2 periods
-€5,797
2024-12-31
-€3,716
2025-12-31
Profit (loss) for the financial year trend2 periods
€565,858
2024-12-31
€820,996
2025-12-31
Assets trend2 periods
€967,658
2024-12-31
€1,271,063
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
85.9 %2024-12-31: 87.7 %
Current ratioSatisfactory
40/100 · Improving
1.20x2024-12-31: 0.89x
Operating profit marginWeak
9/100 · Improving
-16.2 %2024-12-31: -79.8 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio87.7 %85.9 %
Current ratio0.89x1.20x
Operating profit margin-79.8 %-16.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2883778-5
EU IDFIFPRO.2883778-5
MunicipalityEsbo
Current registered entries
2018-01-15Registered in Tax Administration (Prepayment Register)
2018-02-13Registered in Patent and Registration Office (Trade Register)
2018-02-14Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableBear in Vest Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score67/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame industryDescriptive comparison – does not change the model score.
78 peers
Solvency59%
Better than 59% of peers
Profitability12%
Below 88% of peers
Liquidity56%
Better than 56% of peers
Revenue growth18%
Below 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag62 days after period end
Typical registration lag70 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1767/100 · v0.15
B1 → B1
B1
2026-09-21 02:2667/100 · v0.14
A3 → B1 · -5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
65/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-03-03

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Bear in Vest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.