Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → D.Business profile
Bellan Oy
Bellan Oy's registered office is Toivakka. It is a limited company. The company was established on 2022-12-21. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2025-12-31, revenue was €196,908 and operating profit was -€7,626.
Business ID 3332045-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3332045-7
- Sector
- Restaurants and cafeterias
- Municipality
- Toivakka
- Company form
- Limited company
- Registration date
- 2022-12-21
- Business ID registration date
- 2022-12-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Toivakantie 41, 41660, Toivakka
About Bellan Oy
Financial position and key figures for the company.
Bellan Oy's location municipality is Toivakka. It is a limited company. The company was established on 2022-12-21. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2025-12-31, revenue was €196,908 and operating profit was -€7,626. The latest retained financial statement for 2025-12-31 shows revenue of €196,908 and profit for the financial year of -€8,160. Based on the latest retained statement, revenue growth was -20.7%, operating margin was -3.9%, and equity ratio was +4.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-20.7%
Operating margin-3.9%
Equity ratio4.8%
Balance-sheet contextLatest financial period
Inventory€4,181Previous: €5,612
Cash and bank€7,600Previous: €14,582
Retained earnings€9,961Previous: €14,974
Equity€1,801Previous: €9,961
Liabilities€35,907Previous: €46,141
Current assets€17,490Previous: €26,477
Current liabilities€26,298Previous: €24,850
Revenue trend2 periods
€248,207
2024-12-31
€196,908
2025-12-31
Operating profit (loss) trend2 periods
-€4,269
2024-12-31
-€7,626
2025-12-31
Profit (loss) for the financial year trend2 periods
-€5,013
2024-12-31
-€8,160
2025-12-31
Assets trend2 periods
€56,102
2024-12-31
€37,708
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
6/100 · Declining
Current ratioWeak
15/100 · Declining
Operating profit marginWeak
40/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 17.8 % | 4.8 % |
| Current ratio | 0.81x | 0.45x |
| Operating profit margin | -1.7 % | -3.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3332045-7
VAT IDFI33320457
EU IDFIFPRO.3332045-7
MunicipalityToivakka
Current registered entries
2022-12-17Registered in Tax Administration (Prepayment Register)
2022-12-21Registered in Tax Administration (Tax Administration)
2022-12-21Registered in Patent and Registration Office (Trade Register)
2023-01-01Registered in Tax Administration (Employer Register)
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskBellan Oy
Grade downgradedC → D · new analysis 2026-09-20
24/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityStable
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings120 days after period end
107 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-09-20 04:2424/100 · v0.14
C → D · -13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
C
2026-09-1437/100 · v0.14
C → CC
2026-09-1437/100 · v0.13
B3 → C · -11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1348/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-20
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
14/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-30
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-24.
This company profile has not been claimed yet
Bellan Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.