Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.Business profile
Bellator Oy
Bellator Oy's registered office is Lahti. It is a limited company. The company was established on 2022-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,858,855 and operating profit was €236,520.
Business ID 3296747-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3296747-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2022-12-31
- Business ID registration date
- 2022-06-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lestikatu 6, 15950, Lahti
About Bellator Oy
Financial position and key figures for the company.
Bellator Oy's location municipality is Lahti. It is a limited company. The company was established on 2022-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,858,855 and operating profit was €236,520. The latest retained financial statement for 2025-12-31 shows revenue of €1,858,855 and profit for the financial year of €472,437. Based on the latest retained statement, revenue growth was +85.0%, operating margin was +12.7%, and equity ratio was +99.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
PRH/XBRL financial statement
Derived indicators
Revenue growth85.0%
Operating margin12.7%
Equity ratio99.9%
Balance-sheet contextLatest financial period
Inventory€4,874,482Previous: €2,511,759
Cash and bank€837,171Previous: €2,695,184
Retained earnings€5,786,529Previous: €4,375,812
Equity€6,260,216Previous: €5,787,779
Liabilities€3,476Previous: €358
Current assets€5,721,223Previous: €5,229,519
Current liabilities€3,476Previous: €358
Revenue trend3 periods
€88,603
2023-12-31
€1,005,031
2024-12-31
€1,858,855
2025-12-31
Operating profit (loss) trend3 periods
-€29,847
2023-12-31
-€50,690
2024-12-31
€236,520
2025-12-31
Profit (loss) for the financial year trend3 periods
€762,061
2023-12-31
€1,410,717
2024-12-31
€472,437
2025-12-31
Assets trend3 periods
€4,378,982
2023-12-31
€5,788,137
2024-12-31
€6,263,692
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
82/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 100.0 % | 100.0 % | 99.9 % |
| Current ratio | 1976.91x | 14549.00x | 1643.35x |
| Operating profit margin | -33.7 % | -5.0 % | 12.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3296747-8
EU IDFIFPRO.3296747-8
MunicipalityLahti
Current registered entries
2022-12-31Registered in Patent and Registration Office (Trade Register)
2023-01-09Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodBellator Oy
Grade upgradedB2 → A2 · new analysis 2026-09-15
84/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityVolatile
Same size nationallyDescriptive comparison – does not change the model score.
106 peersSolvency100%
Better than 100% of peers
Profitability75%
Better than 75% of peers
Liquidity100%
Better than 100% of peers
Revenue growth90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings176 days after period end
204 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-09-15 13:3284/100 · v0.14
B2 → A2 · +26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1458/100 · v0.14
B2 → B2B2
2026-09-1458/100 · v0.13
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
35/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-07-23
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Bellator Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.