Business profile

BelowZ Oy

BelowZ Oy's registered office is Tampere. It is a limited company. The company was established on 2015-03-03. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €102,347 and operating profit was -€19,314.

Business ID 2677785-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2677785-4
Sector
Other miscellaneous personal service activities n.e.c.
Municipality
Tampere
Company form
Limited company
Registration date
2015-03-03
Business ID registration date
2015-02-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Rautatienkatu 28, 33100, Tampere

Website: https://www.belowzero.fiSource observation

About BelowZ Oy

Financial position and key figures for the company.

BelowZ Oy's location municipality is Tampere. It is a limited company. The company was established on 2015-03-03. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €102,347 and operating profit was -€19,314. The latest retained financial statement for 2025-12-31 shows revenue of €102,347 and profit for the financial year of -€21,947. Based on the latest retained statement, revenue growth was +0.1%, operating margin was -18.9%, and equity ratio was +4.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth0.1%
Operating margin-18.9%
Equity ratio4.1%
Revenue€102,347+€128 (+0.1%) vs previous periodPrevious: €102,219
Operating profit (loss)-€19,314-€10,785 (-126.4%) vs previous periodPrevious: -€8,529
Profit (loss) for the financial year-€21,947-€13,347 (-155.2%) vs previous periodPrevious: -€8,600
Assets€32,492-€2,227 (-6.4%) vs previous periodPrevious: €34,719
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,612
Inventory€968Previous: €968
Cash and bank€1,334Previous: €18,470
Retained earnings€20,778Previous: €31,377
Equity€1,331Previous: €25,278
Liabilities€31,161Previous: €9,441
Current assets€32,492Previous: €34,719
Current liabilities€31,161Previous: €9,441
Revenue trend2 periods
€102,219
2024-12-31
€102,347
2025-12-31
Operating profit (loss) trend2 periods
-€8,529
2024-12-31
-€19,314
2025-12-31
Profit (loss) for the financial year trend2 periods
-€8,600
2024-12-31
-€21,947
2025-12-31
Assets trend2 periods
€34,719
2024-12-31
€32,492
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
5/100 · Declining
4.1 %2024-12-31: 72.8 %
Current ratioWeak
2/100 · Declining
0.07x2024-12-31: 2.06x
Operating profit marginWeak
3/100 · Declining
-18.9 %2024-12-31: -8.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio72.8 %4.1 %
Current ratio2.06x0.07x
Operating profit margin-8.1 %-18.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2677785-4
VAT IDFI26777854
EU IDFIFPRO.2677785-4
MunicipalityTampere
Current registered entries
2015-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-02-23Registered in Tax Administration (Prepayment Register)
2015-03-01Registered in Tax Administration (Employer Register)
2015-03-17Registered in Tax Administration (Tax Administration)
2022-04-04Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorBelowZ Oy
Grade downgradedA3 → B3 · new analysis 2026-09-19
Model score41/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag162 days after period end
Typical registration lag165 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • Long registry continuity
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-09-19 03:4441/100 · v0.14
A3 → B3 · -31 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3
A3
2026-09-1472/100 · v0.13
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-09-19
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 11 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2025-05-08

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

BelowZ Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.