Business profile

Bendson Finance Oy

Bendson Finance Oy's registered office is Lahti. It is a limited company. The company was established on 2019-01-31. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €260,176 and operating profit was €24,653.

Claim profileContact details
Business ID 2941536-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2941536-5
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Lahti
Company form
Limited company
Registration date
2019-01-31
Business ID registration date
2018-09-20
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Aleksanterinkatu 15 A 3, 15110, Lahti

About Bendson Finance Oy

Financial position and key figures for the company.

Bendson Finance Oy's location municipality is Lahti. It is a limited company. The company was established on 2019-01-31. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €260,176 and operating profit was €24,653. The latest retained financial statement for 2025-12-31 shows revenue of €260,176 and profit for the financial year of €22,698. Based on the latest retained statement, revenue growth was +3.4%, operating margin was +9.5%, and equity ratio was +89.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth3.4%
Operating margin9.5%
Equity ratio89.1%
Revenue€260,176+€8,452 (+3.4%) vs previous periodPrevious: €251,724
Operating profit (loss)€24,653+€13,188 (+115.0%) vs previous periodPrevious: €11,465
Profit (loss) for the financial year€22,698+€21,359 (+1594.0%) vs previous periodPrevious: €1,340
Assets€2,284,585-€166,612 (-6.8%) vs previous periodPrevious: €2,451,197
Balance-sheet contextLatest financial period
Other operating income€3,630Previous: €7,281
Cash and bank€213,366Previous: €262,094
Retained earnings€2,003,441Previous: €2,102,101
Equity€2,036,139Previous: €2,113,441
Liabilities€248,446Previous: €337,756
Current assets€284,213Previous: €377,218
Current liabilities€84,446Previous: €85,756
Revenue trend2 periods
€251,724
2024-12-31
€260,176
2025-12-31
Operating profit (loss) trend2 periods
€11,465
2024-12-31
€24,653
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,340
2024-12-31
€22,698
2025-12-31
Assets trend2 periods
€2,451,197
2024-12-31
€2,284,585
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
89.1 %2024-12-31: 86.2 %
Current ratioGood
84/100 · Declining
2.53x2024-12-31: 3.06x
Operating profit marginSatisfactory
73/100 · Improving
9.3 %2024-12-31: 4.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio86.2 %89.1 %
Current ratio3.06x2.53x
Operating profit margin4.4 %9.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2941536-5
VAT IDFI29415365
EU IDFIFPRO.2941536-5
MunicipalityLahti
Current registered entries
2019-01-31Registered in Patent and Registration Office (Trade Register)
2019-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-02-01Registered in Tax Administration (Prepayment Register)
2019-02-01Registered in Tax Administration (Tax Administration)
2020-01-13VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodBendson Finance Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score83/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
299 peers
Solvency86%
Better than 86% of peers
Profitability61%
Better than 61% of peers
Liquidity85%
Better than 85% of peers
Revenue growth65%
Better than 65% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag56 days after period end
Typical registration lag56 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1883/100 · v0.15
A2 → A2
A2
2026-09-22 03:0483/100 · v0.14
B1 → A2 · +17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-02-25

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Bendson Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.