Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Bettina Peltoniemi Oy
Bettina Peltoniemi Oy's registered office is Kulho. It is a limited company. The company was established on 2022-12-29. It operates in the industry of all other miscellaneous professional, scientific and technical activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €112,627 and operating profit was €29,562.
Business ID 3333563-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3333563-2
- Sector
- All other miscellaneous professional, scientific and technical activities n.e.c.
- Municipality
- Kulho
- Company form
- Limited company
- Registration date
- 2022-12-29
- Business ID registration date
- 2022-12-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kuurna-Kulhontie 119, 80910, Kulho
Email: [email protected]Source observation
People and decision-makers
Peltoniemi Bettina ToveToimitusjohtaja
About Bettina Peltoniemi Oy
Financial position and key figures for the company.
Bettina Peltoniemi Oy's location municipality is Kulho. It is a limited company. The company was established on 2022-12-29. It operates in the industry of all other miscellaneous professional, scientific and technical activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €112,627 and operating profit was €29,562. The latest retained financial statement for 2025-12-31 shows revenue of €112,627 and profit for the financial year of €23,446. Based on the latest retained statement, revenue growth was -31.7%, operating margin was +25.0%, and equity ratio was +92.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-31.7%
Operating margin25.0%
Equity ratio92.7%
Revenue€112,627-€52,300 (-31.7%) vs previous periodPrevious: €164,927
Operating profit (loss)€29,562-€19,762 (-40.1%) vs previous periodPrevious: €49,324
Profit (loss) for the financial year€23,446-€12,483 (-34.7%) vs previous periodPrevious: €35,929
Assets€76,304+€12,718 (+20.0%) vs previous periodPrevious: €63,586
Balance-sheet contextLatest financial period
Profit before taxes€29,358Previous: €49,144
Employees1Previous: 1
Revenue trend3 periods
€98,896
2023-12-31
€164,927
2024-12-31
€112,627
2025-12-31
Operating profit (loss) trend3 periods
€16,277
2023-12-31
€49,324
2024-12-31
€29,562
2025-12-31
Profit (loss) for the financial year trend3 periods
€12,883
2023-12-31
€35,929
2024-12-31
€23,446
2025-12-31
Assets trend3 periods
€22,741
2023-12-31
€63,586
2024-12-31
€76,304
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 56.7 % | 75.2 % | 92.7 % |
| Current ratio | - | - | - |
| Operating profit margin | 15.8 % | 28.9 % | 25.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3333563-2
VAT IDFI33335632
EU IDFIFPRO.3333563-2
MunicipalityKulho
Current registered entries
2022-12-29Registered in Tax Administration (Tax Administration)
2022-12-29Registered in Patent and Registration Office (Trade Register)
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Peltoniemi Bettina ToveToimitusjohtajaSources: 4 · Confidence: 78%
Bettina Tove PeltoniemiHallituksen puheenjohtaja (12/2022)Sources: 2 · Confidence: 76%
Tanskanen Jaana KristiinaVarajäsenSources: 2 · Confidence: 78%
Vesio NekoVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBettina Peltoniemi Oy
Grade unchangedA3 · new analysis 2026-10-19
71/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
69 peersSolvency87%
Better than 87% of peers
Profitability80%
Better than 80% of peers
Revenue growth3%
Below 97% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1971/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-1672/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
67/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-02-26
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Bettina Peltoniemi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.