Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Biil Oy
Biil Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-05-23. It operates in the industry of wholesale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €4,088 and operating profit was -€5,190.
Business ID 3281066-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3281066-5
- Sector
- Wholesale of cars and light motor vehicles
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2022-05-23
- Business ID registration date
- 2022-04-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tullikirjurinkuja 2, 00750, Helsingfors
Website: https://www.biil.fiSource observation
About Biil Oy
Financial position and key figures for the company.
Biil Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-05-23. It operates in the industry of wholesale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €4,088 and operating profit was -€5,190. The latest retained financial statement for 2025-12-31 shows revenue of €4,088 and profit for the financial year of -€5,286. Based on the latest retained statement, revenue growth was -60.8%, operating margin was -127.0%, and equity ratio was +99.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-60.8%
Operating margin-127.0%
Equity ratio99.6%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €4,520
Cash and bank€3,153Previous: €2,618
Retained earnings€13,771Previous: €10,879
Equity€8,485Previous: €13,771
Liabilities€32Previous: €1,159
Current assets€3,771Previous: €8,603
Current liabilities€32Previous: €1,159
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3281066-5
VAT IDFI32810665
EU IDFIFPRO.3281066-5
MunicipalityHelsingfors
Current registered entries
2022-04-12VAT-liable for business activity in Tax Administration (VAT Register)
2022-04-12Registered in Tax Administration (Prepayment Register)
2022-05-23Registered in Tax Administration (Tax Administration)
2022-05-23Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableBiil Oy
Grade upgradedB3 → B1 · new analysis 2026-09-15
60/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
318 peersSolvency95%
Better than 95% of peers
Profitability6%
Below 94% of peers
Liquidity100%
Better than 100% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings57 days after period end
57 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-15 13:3260/100 · v0.14
B3 → B1 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1448/100 · v0.14
B3 → B3B3
2026-09-1448/100 · v0.13
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1352/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
41/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Biil Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.