Business profile

Bilaro Oy

Bilaro Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2022-06-23. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €196,018 and operating profit was €18,016.

Claim profileContact details
Business ID 3295052-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3295052-9
Sector
Construction of residential and non-residential buildings
Municipality
Hämeenlinna
Company form
Limited company
Registration date
2022-06-23
Business ID registration date
2022-06-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kirkkokallionkatu 7 B 11, 13250, Hämeenlinna

About Bilaro Oy

Financial position and key figures for the company.

Bilaro Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2022-06-23. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €196,018 and operating profit was €18,016. The latest retained financial statement for 2025-12-31 shows revenue of €196,018 and profit for the financial year of €14,374. Based on the latest retained statement, revenue growth was -5.3%, operating margin was +9.2%, and equity ratio was +52.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-5.3%
Operating margin9.2%
Equity ratio52.2%
Revenue€196,018-€10,872 (-5.3%) vs previous periodPrevious: €206,891
Operating profit (loss)€18,016+€341 (+1.9%) vs previous periodPrevious: €17,675
Profit (loss) for the financial year€14,374+€250 (+1.8%) vs previous periodPrevious: €14,125
Assets€128,539+€5,594 (+4.6%) vs previous periodPrevious: €122,945
Balance-sheet contextLatest financial period
Cash and bank€38,285Previous: €29,828
Retained earnings€52,725Previous: €43,180
Equity€67,099Previous: €57,305
Liabilities€61,440Previous: €65,640
Current assets€44,225Previous: €47,954
Current liabilities€38,155Previous: €35,906
Revenue trend2 periods
€206,891
2024-12-31
€196,018
2025-12-31
Operating profit (loss) trend2 periods
€17,675
2024-12-31
€18,016
2025-12-31
Profit (loss) for the financial year trend2 periods
€14,125
2024-12-31
€14,374
2025-12-31
Assets trend2 periods
€122,945
2024-12-31
€128,539
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
65/100 · Improving
52.2 %2024-12-31: 46.6 %
Current ratioSatisfactory
33/100 · Improving
1.00x2024-12-31: 0.83x
Operating profit marginSatisfactory
73/100 · Improving
9.2 %2024-12-31: 8.5 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio46.6 %52.2 %
Current ratio0.83x1.00x
Operating profit margin8.5 %9.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3295052-9
VAT IDFI32950529
EU IDFIFPRO.3295052-9
MunicipalityHämeenlinna
Current registered entries
2022-06-17Registered in Tax Administration (Employer Register)
2022-06-17VAT-liable for business activity in Tax Administration (VAT Register)
2022-06-17Registered in Tax Administration (Prepayment Register)
2022-06-23Registered in Tax Administration (Tax Administration)
2022-06-23Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableBilaro Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score65/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
67 peers
Solvency69%
Better than 69% of peers
Profitability82%
Better than 82% of peers
Liquidity76%
Better than 76% of peers
Revenue growth30%
Below 70% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag113 days after period end
Typical registration lag113 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1865/100 · v0.15
B1 → B1
B1
2026-09-28 10:2665/100 · v0.14
B3 → B1 · +24 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1541/100 · v0.14
B3 → B3 · -8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
52/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-04-23

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Bilaro Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.