Business profile

Bildy Oy

Bildy Oy's registered office is Helsingfors. It is a limited company. The company was established on 2016-06-22. It operates in the industry of computer programming activities. In its latest retained statement for 2023-12-31, revenue was €177,507 and operating profit was -€17,263.

Business ID 2762697-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2762697-8
Sector
Computer programming activities
Municipality
Helsingfors
Company form
Limited company
Registration date
2016-06-22
Business ID registration date
2016-05-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Siltasaarenkatu 10, 00530, Helsingfors

Website: https://bildy.fiSource: registry data

About Bildy Oy

Financial position and key figures for the company.

Bildy Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2016-06-22. It operates in the industry of computer programming activities. In its latest retained statement for 2023-12-31, revenue was €177,507 and operating profit was -€17,263. The latest retained financial statement for 2023-12-31 shows revenue of €177,507 and profit for the financial year of -€17,419. Based on the latest retained statement, revenue growth was -24.9%, operating margin was -9.7%, and equity ratio was +83.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2023-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-24.9%
Operating margin-9.7%
Equity ratio83.8%
Revenue€177,507-€58,832 (-24.9%) vs previous periodPrevious: €236,339
Operating profit (loss)-€17,263+€20,858 (+54.7%) vs previous periodPrevious: -€38,121
Profit (loss) for the financial year-€17,419+€21,450 (+55.2%) vs previous periodPrevious: -€38,869
Assets€88,771-€33,962 (-27.7%) vs previous periodPrevious: €122,732
Balance-sheet contextLatest financial period
Cash and bank€44,821Previous: €52,839
Retained earnings€89,271Previous: €136,121
Equity€74,352Previous: €99,751
Liabilities€14,419Previous: €22,981
Current assets€88,771Previous: €122,732
Current liabilities€14,419Previous: €22,981
Revenue trend2 periods
€236,339
2022-12-31
€177,507
2023-12-31
Operating profit (loss) trend2 periods
-€38,121
2022-12-31
-€17,263
2023-12-31
Profit (loss) for the financial year trend2 periods
-€38,869
2022-12-31
-€17,419
2023-12-31
Assets trend2 periods
€122,732
2022-12-31
€88,771
2023-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
83.8 %2022-12-31: 81.3 %
Current ratioGood
100/100 · Improving
3.11x2022-12-31: 2.30x
Operating profit marginWeak
26/100 · Improving
-9.7 %2022-12-31: -16.1 %
Ratio history
Ratio2022-12-312023-12-31
Equity ratio81.3 %83.8 %
Current ratio2.30x3.11x
Operating profit margin-16.1 %-9.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2762697-8
VAT IDFI27626978
EU IDFIFPRO.2762697-8
MunicipalityHelsingfors
Current registered entries
2016-05-16VAT-liable for business activity in Tax Administration (VAT Register)
2016-05-16Registered in Tax Administration (Prepayment Register)
2016-06-22Registered in Patent and Registration Office (Trade Register)
2016-06-28Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableBildy Oy
Grade unchangedB1 · new analysis 2026-10-04
Model score63/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
182 peers
Solvency80%
Better than 80% of peers
Profitability8%
Below 92% of peers
Liquidity83%
Better than 83% of peers
Revenue growth9%
Below 91% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag90 days after period end
Typical registration lag185 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-10-04 11:2463/100 · v0.14
B1 → B1 · -2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-04
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
49/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsSeurattava
71/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-05-07

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2023-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-11.

This company profile has not been claimed yet

Bildy Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.