Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B2.Business profile
Billbe oy
Billbe oy's registered office is Esbo. It is a limited company. The company was established on 2025-05-12. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-09-30, revenue was €84,144 and operating profit was €19,834.
Business ID 3531563-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3531563-5
- Sector
- Temporary employment agency activities and other human resource provisions
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2025-05-12
- Business ID registration date
- 2025-05-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Taivalmäki 9, 02200, Esbo
About Billbe oy
Financial position and key figures for the company.
Billbe oy's location municipality is Esbo. It is a limited company. The company was established on 2025-05-12. It operates in the industry of temporary employment agency activities and other human resource provisions. In its latest retained statement for 2025-09-30, revenue was €84,144 and operating profit was €19,834. The latest retained financial statement for 2025-09-30 shows revenue of €84,144 and profit for the financial year of €15,812. Based on the latest retained statement, revenue growth was not currently available, operating margin was +23.6%, and equity ratio was +20.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin23.6%
Equity ratio20.9%
Balance-sheet contextLatest financial period
Cash and bank€53,629Previous: No comparison value
Equity€15,812Previous: No comparison value
Liabilities€59,955Previous: No comparison value
Current assets€74,375Previous: No comparison value
Current liabilities€59,955Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
26/100 · Trend unavailable
Current ratioPassable
30/100 · Trend unavailable
Operating profit marginGood
100/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3531563-5
VAT IDFI35315635
EU IDFIFPRO.3531563-5
MunicipalityEsbo
Current registered entries
2025-05-01Registered in Tax Administration (Employer Register)
2025-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-05-01Registered in Tax Administration (Prepayment Register)
2025-05-12Registered in Tax Administration (Tax Administration)
2025-05-12Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryBillbe oy
Grade upgradedC → B2 · new analysis 2026-10-01
53/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
195 peersSolvency28%
Below 72% of peers
Profitability76%
Better than 76% of peers
Liquidity65%
Better than 65% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings95 days after period end
95 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-10-01 12:5953/100 · v0.14
C → B2 · +21 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1532/100 · v0.14
B3 → C · -14 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1446/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-01
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
16/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-01-03
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Billbe oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.