Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Bilto Oy
Bilto Oy's registered office is Grankulla. It is a limited company. The company was established on 1998-06-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €2,472,332 and operating profit was €33,044.
Business ID 1537153-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1537153-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Grankulla
- Company form
- Limited company
- Registration date
- 1998-06-03
- Business ID registration date
- 1999-06-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Oppilaskodintie 21 B, 02700, Grankulla
Phone: +358408401375Source observation
Email: [email protected]Source observation
Website: https://www.bilto.fiSource observation
E-invoice address: 003715371533 · Operator: PageroSource: company website
People and decision-makers
Tero LindholmToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Marko VihantaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Jukka OsaraDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Petri LehtoDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Virpi LindholmCFO
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Bilto Oy
Financial position and key figures for the company.
Bilto Oy's location municipality is Grankulla. It is a limited company. The company was established on 1998-06-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €2,472,332 and operating profit was €33,044. The latest retained financial statement for 2025-12-31 shows revenue of €2,472,332 and profit for the financial year of -€110,432. Based on the latest retained statement, revenue growth was -18.5%, operating margin was +1.3%, and equity ratio was +23.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-18.5%
Operating margin1.3%
Equity ratio23.4%
Revenue€2,472,332-€562,584 (-18.5%) vs previous periodPrevious: €3,034,916
Operating profit (loss)€33,044-€125,035 (-79.1%) vs previous periodPrevious: €158,078
Profit (loss) for the financial year-€110,432-€134,999 (-549.5%) vs previous periodPrevious: €24,567
Assets€5,615,232+€384,199 (+7.3%) vs previous periodPrevious: €5,231,033
Balance-sheet contextLatest financial period
Employees9Previous: 9
Revenue trend4 periods
€9,609,811
2022-12-31
€3,457,267
2023-12-31
€3,034,916
2024-12-31
€2,472,332
2025-12-31
Operating profit (loss) trend4 periods
€138,579
2022-12-31
€95,061
2023-12-31
€158,078
2024-12-31
€33,044
2025-12-31
Profit (loss) for the financial year trend4 periods
€35,518
2022-12-31
€2,086
2023-12-31
€24,567
2024-12-31
-€110,432
2025-12-31
Assets trend4 periods
€4,665,416
2022-12-31
€3,861,961
2023-12-31
€5,231,033
2024-12-31
€5,615,232
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
29/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
53/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 38.6 % | 42.7 % | 29.6 % | 23.4 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 1.4 % | 2.6 % | 5.0 % | 1.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1537153-3
VAT IDFI15371533
EU IDFIFPRO.1537153-3
MunicipalityGrankulla
Current registered entries
1998-06-03Registered in Patent and Registration Office (Trade Register)
1999-06-01Registered in Tax Administration (Tax Administration)
2000-09-01Registered in Tax Administration (Employer Register)
2000-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2000-09-18Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Tero LindholmToimitusjohtajaSources: 1 · Confidence: 76%
Lindholm Tero TapaniVarsinainen jäsenSources: 3 · Confidence: 78%
Lindholm Virpi MaaritVarajäsenSources: 1 · Confidence: 78%
Virpi LindholmCFOSources: 1 · Confidence: 76%
Veikko VirkkiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorBilto Oy
49/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
National Tier 1 comparisonDescriptive comparison – does not change the model score.
380 peersSolvency27%
Below 73% of peers
Profitability48%
Close to the peer-group midpoint
Revenue growth17%
Below 83% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 3 financial domains
- Elevated industry distress context
B3
2026-10-14
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 28 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-07-15
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-13.
This company profile has not been claimed yet
Bilto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.