Financial statements registeredFinancialEvidence verified
4 Nov 2026 · PRH / KREKFINANCIAL STATEMENTSBusiness profile
Bjarmia Oy
Bjarmia Oy's registered office is Kuusamo. It is a limited company. The company was established on 1974-05-10. It operates in the industry of manufacture of ceramic household and ornamental articles. In its latest retained statement for 2025-12-31, revenue was €328,294 and operating profit was -€26,710.
Business ID 0186342-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0186342-2
- Sector
- Manufacture of ceramic household and ornamental articles
- Municipality
- Kuusamo
- Company form
- Limited company
- Registration date
- 1974-05-10
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VIENANTIE 1, 93600, Kuusamo
Phone: +3588853869Source observation
Email: [email protected]Source observation
Website: https://bjarmia.fiSource observation
People and decision-makers
Valkama-Kettunen Kaisa MariaToimitusjohtaja
About Bjarmia Oy
Financial position and key figures for the company.
Bjarmia Oy's location municipality is Kuusamo. It is a limited company. The company was established on 1974-05-10. It operates in the industry of manufacture of ceramic household and ornamental articles. In its latest retained statement for 2025-12-31, revenue was €328,294 and operating profit was -€26,710. The latest retained financial statement for 2025-12-31 shows revenue of €328,294 and profit for the financial year of -€29,877. Based on the latest retained statement, revenue growth was -7.6%, operating margin was -8.1%, and equity ratio was +43.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth-7.6%
Operating margin-8.1%
Equity ratio43.7%
Revenue€328,294-€27,149 (-7.6%) vs previous periodPrevious: €355,443
Operating profit (loss)-€26,710-€43,230 (-261.7%) vs previous periodPrevious: €16,521
Profit (loss) for the financial year-€29,877-€42,556 (-335.6%) vs previous periodPrevious: €12,679
Assets€558,807Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes-€27,524Previous: €16,068
Employees4Previous: 4
Revenue trend5 periods
€475,558
2021-12-31
€500,844
2022-12-31
€500,150
2023-12-31
€355,443
2024-12-31
€328,294
2025-12-31
Operating profit (loss) trend5 periods
€45,645
2021-12-31
€9,018
2022-12-31
€12,771
2023-12-31
€16,521
2024-12-31
-€26,710
2025-12-31
Profit (loss) for the financial year trend5 periods
€36,021
2021-12-31
€6,128
2022-12-31
€8,928
2023-12-31
€12,679
2024-12-31
-€29,877
2025-12-31
Assets trend4 periods
€485,963
2021-12-31
€489,409
2022-12-31
€523,349
2023-12-31
€558,807
2025-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €328,294 | €355,443 | €500,150 | €500,844 | €475,558 |
| Revenue growth | - | -7,6 % | -28,9 % | -0,1 % | 5,3 % | 8,3 % |
| Operating profit | - | -€26,710 | €16,521 | €12,771 | €9,018 | €45,645 |
| EBIT margin | - | -8,1 % | 4,7 % | 2,6 % | 1,6 % | 8,5 % |
| Profit for the financial year | - | -€29,877 | €12,679 | €8,928 | €6,128 | €36,021 |
| Profit before taxes | - | -€27,524 | €16,068 | €11,241 | €7,803 | €45,044 |
| Equity ratio | - | 43,7 % | 28,3 % | 49,9 % | 51,6 % | 50,7 % |
| Balance sheet total | - | €558,807 | - | €523,349 | €489,409 | €485,963 |
| Employees | 4 | 4 | 4 | - | - | - |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioSatisfactory
55/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
30/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 50.7 % | 51.6 % | 49.9 % | 28.3 % | 43.7 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 8.5 % | 1.6 % | 2.5 % | 4.7 % | -8.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0186342-2
VAT IDFI01863422
EU IDFIFPRO.0186342-2
MunicipalityKuusamo
Current registered entries
1974-05-10Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1998-04-15VAT-liable for business activity in Tax Administration (VAT Register)
1998-04-15Registered in Tax Administration (Prepayment Register)
1999-01-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Valkama-Kettunen Kaisa MariaToimitusjohtajaSources: 4 · Confidence: 78%
Valkama Aini Hillevi OrvokkiPuheenjohtajaSources: 5 · Confidence: 78%
Valkama-Kettunen Kaisa MariaVarsinainen jäsenSources: 2 · Confidence: 78%
Airisniemi Tuomo AnteroTilintarkastajaSources: 2 · Confidence: 78%
Haapakoski Valto AnteroVarajäsenSources: 2 · Confidence: 78%
Kaisa Valkama-KettunenChief Executive OfficerSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableBjarmia Oy
Grade unchangedB1 · new analysis 2026-11-05
66/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyVolatile
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
4258 peersSolvency44%
Below 56% of peers
Profitability10%
Below 90% of peers
Revenue growth24%
Below 76% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB1
2026-11-0566/100 · v0.15
B1 → B1- New supporting factor: A newer financial statement filing has been reported.
B1
2026-10-2066/100 · v0.15
B1 → B1- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-3066/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-11-05
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
83/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 52 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-11-04
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Bjarmia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.