Business profile

Bjarmia Oy

Bjarmia Oy's registered office is Kuusamo. It is a limited company. The company was established on 1974-05-10. It operates in the industry of manufacture of ceramic household and ornamental articles. In its latest retained statement for 2025-12-31, revenue was €328,294 and operating profit was -€26,710.

Claim profileContact details
Business ID 0186342-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0186342-2
Sector
Manufacture of ceramic household and ornamental articles
Municipality
Kuusamo
Company form
Limited company
Registration date
1974-05-10
Business ID registration date
1978-03-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: VIENANTIE 1, 93600, Kuusamo

Phone: +3588853869Source observation

Email: [email protected]Source observation

Website: https://bjarmia.fiSource observation

People and decision-makers

Valkama-Kettunen Kaisa MariaToimitusjohtaja

About Bjarmia Oy

Financial position and key figures for the company.

Bjarmia Oy's location municipality is Kuusamo. It is a limited company. The company was established on 1974-05-10. It operates in the industry of manufacture of ceramic household and ornamental articles. In its latest retained statement for 2025-12-31, revenue was €328,294 and operating profit was -€26,710. The latest retained financial statement for 2025-12-31 shows revenue of €328,294 and profit for the financial year of -€29,877. Based on the latest retained statement, revenue growth was -7.6%, operating margin was -8.1%, and equity ratio was +43.7%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-7.6%
Operating margin-8.1%
Equity ratio43.7%
Revenue€328,294-€27,149 (-7.6%) vs previous periodPrevious: €355,443
Operating profit (loss)-€26,710-€43,230 (-261.7%) vs previous periodPrevious: €16,521
Profit (loss) for the financial year-€29,877-€42,556 (-335.6%) vs previous periodPrevious: €12,679
Assets€558,807Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes-€27,524Previous: €16,068
Employees4Previous: 4
Revenue trend5 periods
€475,558
2021-12-31
€500,844
2022-12-31
€500,150
2023-12-31
€355,443
2024-12-31
€328,294
2025-12-31
Operating profit (loss) trend5 periods
€45,645
2021-12-31
€9,018
2022-12-31
€12,771
2023-12-31
€16,521
2024-12-31
-€26,710
2025-12-31
Profit (loss) for the financial year trend5 periods
€36,021
2021-12-31
€6,128
2022-12-31
€8,928
2023-12-31
€12,679
2024-12-31
-€29,877
2025-12-31
Assets trend4 periods
€485,963
2021-12-31
€489,409
2022-12-31
€523,349
2023-12-31
€558,807
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
55/100 · Improving
43.7 %2024-12-31: 28.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginWeak
30/100 · Declining
-8.1 %2024-12-31: 4.7 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio50.7 %51.6 %49.9 %28.3 %43.7 %
Current ratio-----
Operating profit margin8.5 %1.6 %2.5 %4.7 %-8.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0186342-2
VAT IDFI01863422
EU IDFIFPRO.0186342-2
MunicipalityKuusamo
Current registered entries
1974-05-10Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1998-04-15VAT-liable for business activity in Tax Administration (VAT Register)
1998-04-15Registered in Tax Administration (Prepayment Register)
1999-01-01Registered in Tax Administration (Employer Register)

Responsible people

Public role relationships materialized from source observations.

Valkama-Kettunen Kaisa MariaToimitusjohtajaSources: 4 · Confidence: 78%
Valkama Aini Hillevi OrvokkiPuheenjohtajaSources: 5 · Confidence: 78%
Valkama-Kettunen Kaisa MariaVarsinainen jäsenSources: 2 · Confidence: 78%
Airisniemi Tuomo AnteroTilintarkastajaSources: 2 · Confidence: 78%
Haapakoski Valto AnteroVarajäsenSources: 2 · Confidence: 78%
Kaisa Valkama-KettunenChief Executive OfficerSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableBjarmia Oy
Model score66/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
399 peers
Solvency45%
Below 55% of peers
Profitability11%
Below 89% of peers
Revenue growth23%
Below 77% of peers
Supporting factors
  • Strong equity ratio
  • Active registered status
  • Long registry continuity
Risk factors to note
  • Negative profitability or net result
  • Coordinated deterioration across 2 financial domains
Automatic model gradeB1
Automatic model snapshot2026-09-30
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
83/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
97/100

The company has about 52 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-11-05

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Bjarmia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.