Business profile

Blu Capita Oy

Blu Capita Oy's registered office is Borgå. It is a limited company. The company was established on 2019-08-23. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €14,258 and operating profit was -€2,637.

Claim profileContact details
Business ID 3019576-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3019576-9
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Borgå
Company form
Limited company
Registration date
2019-08-23
Business ID registration date
2019-08-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lundinkatu 16 A, 06100, Borgå

About Blu Capita Oy

Financial position and key figures for the company.

Blu Capita Oy's location municipality is Borgå. It is a limited company. The company was established on 2019-08-23. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €14,258 and operating profit was -€2,637. The latest retained financial statement for 2025-12-31 shows revenue of €14,258 and profit for the financial year of -€2,644. Based on the latest retained statement, revenue growth was +6.7%, operating margin was -18.5%, and equity ratio was +92.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth6.7%
Operating margin-18.5%
Equity ratio92.1%
Balance-sheet contextLatest financial period
Cash and bank€897Previous: €41
Retained earnings€14,296Previous: €23,021
Equity€71,035Previous: €73,679
Liabilities€6,080Previous: €2,580
Current assets€1,845Previous: €989
Current liabilities€6,080Previous: €2,580
Revenue trend2 periods
€13,838
2023-12-31
€14,258
2025-12-31
Operating profit (loss) trend2 periods
-€771
2023-12-31
-€2,637
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,124
2023-12-31
-€2,644
2025-12-31
Assets trend2 periods
€82,954
2023-12-31
€77,115
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
92.1 %2023-12-31: 99.3 %
Current ratioWeak
5/100 · Declining
0.15x2023-12-31: 10.43x
Operating profit marginWeak
4/100 · Declining
-18.5 %2023-12-31: -5.6 %
Ratio history
Ratio2023-12-312025-12-31
Equity ratio99.3 %92.1 %
Current ratio10.43x0.15x
Operating profit margin-5.6 %-18.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3019576-9
EU IDFIFPRO.3019576-9
MunicipalityBorgå
Current registered entries
2019-08-23Registered in Tax Administration (Tax Administration)
2019-08-23Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableBlu Capita Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score62/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
88 peers
Solvency69%
Better than 69% of peers
Profitability19%
Below 81% of peers
Liquidity50%
Close to the peer-group midpoint
Revenue growth76%
Better than 76% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag141 days after period end
Typical registration lag98 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1862/100 · v0.15
B1 → B1
B1
2026-10-04 20:4662/100 · v0.14
B1 → B1
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsRajallinen
49/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2025-07-09

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Blu Capita Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.