Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
BN Laatusiivous Oy
BN Laatusiivous Oy's registered office is Heinola. It is a limited company. The company was established on 1995-09-27. It operates in the industry of general cleaning of buildings. In its latest retained statement for 2025-12-31, revenue was €157,188 and operating profit was €10,613.
Business ID 1020793-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1020793-7
- Sector
- General cleaning of buildings
- Municipality
- Heinola
- Company form
- Limited company
- Registration date
- 1995-09-27
- Business ID registration date
- 1995-10-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Reumantie 4, 18100, Heinola
Phone: +358505922261Source observation
People and decision-makers
Nurminen Birgitta Jaana HelenaToimitusjohtaja
About BN Laatusiivous Oy
Financial position and key figures for the company.
BN Laatusiivous Oy's location municipality is Heinola. It is a limited company. The company was established on 1995-09-27. It operates in the industry of general cleaning of buildings. In its latest retained statement for 2025-12-31, revenue was €157,188 and operating profit was €10,613. The latest retained financial statement for 2025-12-31 shows revenue of €157,188 and profit for the financial year of €10,049. Based on the latest retained statement, revenue growth was +2.6%, operating margin was +6.5%, and equity ratio was +82.5%.
Auxiliary business names
Public alternate names materialized from source observations.
Panrox
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
Combined source
Derived indicators
Revenue growth2.6%
Operating margin6.5%
Equity ratio82.5%
Balance-sheet contextLatest financial period
Other operating income€5,579Previous: €0
Cash and bank€35,869Previous: €35,208
Retained earnings€65,153Previous: €77,653
Profit before taxes€10,671Previous: -€7,449
Equity€77,724Previous: €73,450
Liabilities€16,470Previous: €17,950
Current assets€93,662Previous: €90,690
Current liabilities€16,470Previous: €17,950
Employees3Previous: 2
Revenue trend5 periods
€148,380
2021-12-31
€149,900
2022-12-31
€159,406
2023-12-31
€153,149
2024-12-31
€157,188
2025-12-31
Operating profit (loss) trend4 periods
€12,904
2022-12-31
€7,585
2023-12-31
-€8,658
2024-12-31
€10,613
2025-12-31
Profit (loss) for the financial year trend5 periods
€24,792
2021-12-31
€12,392
2022-12-31
€7,746
2023-12-31
-€6,725
2024-12-31
€10,049
2025-12-31
Assets trend5 periods
€117,150
2021-12-31
€117,494
2022-12-31
€107,529
2023-12-31
€91,400
2024-12-31
€94,194
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Improving
Current ratioGood
73/100 · Improving
Operating profit marginSatisfactory
66/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 83.6 % | 87.2 % | 83.9 % | 80.4 % | 82.5 % |
| Current ratio | - | - | - | 1.96x | 2.18x |
| Operating profit margin | - | 8.5 % | 4.8 % | -5.7 % | 6.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1020793-7
VAT IDFI10207937
EU IDFIFPRO.1020793-7
MunicipalityHeinola
Current registered entries
1995-09-27Registered in Patent and Registration Office (Trade Register)
1995-10-02Registered in Tax Administration (Tax Administration)
2009-05-26Registered in Tax Administration (Employer Register)
2009-05-26VAT-liable for business activity in Tax Administration (VAT Register)
2009-05-27Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Nurminen Birgitta Jaana HelenaToimitusjohtajaSources: 5 · Confidence: 78%
Nurminen Birgitta Jaana HelenaVarsinainen jäsenSources: 2 · Confidence: 78%
Nenonen Eero IlmariProkuristiSources: 1 · Confidence: 78%
Eero NenonenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBN Laatusiivous Oy
Grade unchangedA3 · new analysis 2026-10-19
79/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
35 peersSolvency94%
Better than 94% of peers
Profitability63%
Better than 63% of peers
Liquidity91%
Better than 91% of peers
Revenue growth63%
Better than 63% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings42 days after period end
80 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-1979/100 · v0.15
A3 → A3 · +4 points- Liquidity: Not enough history → Stable
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
A3 → A3- Revenue: Stable
- Profitability: Volatile
- Solvency: Stable
A3
2026-09-1475/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-02-11
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
BN Laatusiivous Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.