Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Bona Fide Consulting Oy
Bona Fide Consulting Oy's registered office is Oulu. It is a limited company. The company was established on 2021-11-15. It operates in the industry of computer programming activities. In its latest retained statement for 2025-09-30, revenue was €14,276 and operating profit was -€21,865.
Business ID 3246673-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3246673-7
- Sector
- Computer programming activities
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2021-11-15
- Business ID registration date
- 2021-11-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Metsänvartijantie 2 A 7, 90420, Oulu
About Bona Fide Consulting Oy
Financial position and key figures for the company.
Bona Fide Consulting Oy's location municipality is Oulu. It is a limited company. The company was established on 2021-11-15. It operates in the industry of computer programming activities. In its latest retained statement for 2025-09-30, revenue was €14,276 and operating profit was -€21,865. The latest retained financial statement for 2025-09-30 shows revenue of €14,276 and profit for the financial year of -€21,887. Based on the latest retained statement, revenue growth was -34.6%, operating margin was -153.2%, and equity ratio was +96.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-34.6%
Operating margin-153.2%
Equity ratio96.3%
Balance-sheet contextLatest financial period
Cash and bank€2,780Previous: €5,926
Retained earnings€27,492Previous: €54,755
Equity€5,606Previous: €29,882
Liabilities€217Previous: €5,564
Current assets€5,303Previous: €34,754
Current liabilities€217Previous: €5,564
Revenue trend2 periods
€21,836
2024-09-30
€14,276
2025-09-30
Operating profit (loss) trend2 periods
-€24,937
2024-09-30
-€21,865
2025-09-30
Profit (loss) for the financial year trend2 periods
-€24,873
2024-09-30
-€21,887
2025-09-30
Assets trend2 periods
€35,446
2024-09-30
€5,822
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 84.3 % | 96.3 % |
| Current ratio | 1.07x | 12.82x |
| Operating profit margin | -114.2 % | -153.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3246673-7
VAT IDFI32466737
EU IDFIFPRO.3246673-7
MunicipalityOulu
Current registered entries
2021-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2021-11-06Registered in Tax Administration (Prepayment Register)
2021-11-15Registered in Tax Administration (Tax Administration)
2021-11-15Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryBona Fide Consulting Oy
Grade unchangedB2 · new analysis 2026-10-18
56/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyImproving
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
82 peersSolvency79%
Better than 79% of peers
Profitability16%
Below 84% of peers
Liquidity93%
Better than 93% of peers
Revenue growth27%
Below 73% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings49 days after period end
84 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1856/100 · v0.15
B2 → B2B2
2026-10-05 18:0556/100 · v0.14
B2 → B2 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-11-18
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Bona Fide Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.