Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.Business profile
BT-capital Oy
BT-capital Oy's registered office is Pirkkala. It is a limited company. The company was established on 2017-10-25. It operates in the industry of wholesale of stationery. In its latest retained statement for 2025-06-30, revenue was €365,052 and operating profit was €196,820.
Business ID 2863562-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2863562-2
- Sector
- Wholesale of stationery
- Municipality
- Pirkkala
- Company form
- Limited company
- Registration date
- 2017-10-25
- Business ID registration date
- 2017-10-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Muuraintie 5 C, 33960, Pirkkala
About BT-capital Oy
Financial position and key figures for the company.
BT-capital Oy's location municipality is Pirkkala. It is a limited company. The company was established on 2017-10-25. It operates in the industry of wholesale of stationery. In its latest retained statement for 2025-06-30, revenue was €365,052 and operating profit was €196,820. The latest retained financial statement for 2025-06-30 shows revenue of €365,052 and profit for the financial year of €437,328. Based on the latest retained statement, revenue growth was +7.2%, operating margin was +53.9%, and equity ratio was +98.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.2%
Operating margin53.9%
Equity ratio98.1%
Balance-sheet contextLatest financial period
Other operating income€47,832Previous: €10,188
Cash and bank€133,550Previous: €51,383
Retained earnings€1,645,533Previous: €1,187,759
Equity€2,185,361Previous: €1,943,533
Liabilities€43,099Previous: €74,803
Current assets€785,960Previous: €869,893
Current liabilities€43,099Previous: €74,803
Revenue trend2 periods
€340,523
2024-06-30
€365,052
2025-06-30
Operating profit (loss) trend2 periods
€186,665
2024-06-30
€196,820
2025-06-30
Profit (loss) for the financial year trend2 periods
€613,274
2024-06-30
€437,328
2025-06-30
Assets trend2 periods
€2,018,336
2024-06-30
€2,228,461
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-06-30 | 2025-06-30 |
|---|---|---|
| Equity ratio | 96.3 % | 98.1 % |
| Current ratio | 0.69x | 3.10x |
| Operating profit margin | 53.2 % | 47.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2863562-2
VAT IDFI28635622
EU IDFIFPRO.2863562-2
MunicipalityPirkkala
Current registered entries
2017-10-19VAT-liable for business activity in Tax Administration (VAT Register)
2017-10-25Registered in Tax Administration (Tax Administration)
2017-10-25Registered in Patent and Registration Office (Trade Register)
2017-11-30Registered in Tax Administration (Employer Register)
2017-11-30Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodBT-capital Oy
Grade unchangedA2 · new analysis 2026-10-18
83/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
44 peersSolvency98%
Better than 98% of peers
Profitability93%
Better than 93% of peers
Liquidity82%
Better than 82% of peers
Revenue growth68%
Better than 68% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings123 days after period end
124 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1883/100 · v0.15
A2 → A2A2
2026-09-25 00:2483/100 · v0.14
B2 → A2 · +24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-10-31
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
BT-capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.