Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
By Emmi Oy
By Emmi Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2018-05-04. It operates in the industry of photographic activities. In its latest retained statement for 2025-12-31, revenue was €73,478 and operating profit was €2,149.
Business ID 2911171-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2911171-6
- Sector
- Photographic activities
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 2018-05-04
- Business ID registration date
- 2018-04-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kivääritehtaankatu 6 A, 40100, Jyväskylä
Website: https://www.byemmi.comSource observation
About By Emmi Oy
Financial position and key figures for the company.
By Emmi Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2018-05-04. It operates in the industry of photographic activities. In its latest retained statement for 2025-12-31, revenue was €73,478 and operating profit was €2,149. The latest retained financial statement for 2025-12-31 shows revenue of €73,478 and profit for the financial year of €1,719. Based on the latest retained statement, revenue growth was +0.7%, operating margin was +2.9%, and equity ratio was +81.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth0.7%
Operating margin2.9%
Equity ratio81.7%
Balance-sheet contextLatest financial period
Other operating income€300Previous: €0
Cash and bank€32,601Previous: €35,229
Retained earnings€26,764Previous: €22,764
Equity€30,984Previous: €31,809
Liabilities€6,958Previous: €10,633
Current assets€35,179Previous: €38,757
Current liabilities€6,958Previous: €10,633
Revenue trend2 periods
€72,989
2024-12-31
€73,478
2025-12-31
Operating profit (loss) trend2 periods
€6,768
2024-12-31
€2,149
2025-12-31
Profit (loss) for the financial year trend2 periods
€6,545
2024-12-31
€1,719
2025-12-31
Assets trend2 periods
€42,442
2024-12-31
€37,942
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginPassable
57/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 75.0 % | 81.7 % |
| Current ratio | 3.31x | 4.69x |
| Operating profit margin | 9.3 % | 2.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2911171-6
VAT IDFI29111716
EU IDFIFPRO.2911171-6
MunicipalityJyväskylä
Current registered entries
2018-04-20Registered in Tax Administration (Prepayment Register)
2018-05-01Registered in Tax Administration (Employer Register)
2018-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-05-04Registered in Tax Administration (Tax Administration)
2018-05-04Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodBy Emmi Oy
Grade unchangedA3 · new analysis 2026-10-17
79/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyImproving
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
76 peersSolvency68%
Better than 68% of peers
Profitability63%
Better than 63% of peers
Liquidity87%
Better than 87% of peers
Revenue growth75%
Better than 75% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings246 days after period end
143 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1779/100 · v0.15
A3 → A3A3
2026-09-29 21:1979/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-07-29
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
By Emmi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.