Business profile

CAG Invest Ab

CAG Invest Ab's registered office is Munsala. It is a limited company. The company was established on 2023-02-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Claim profileContact details
Business ID 3342143-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3342143-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Munsala
Company form
Limited company
Registration date
2023-02-23
Business ID registration date
2023-01-31
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vexalavägen 449, 66950, Munsala

People and decision-makers

Granlund Axel JohannesToimitusjohtaja

About CAG Invest Ab

Financial position and key figures for the company.

CAG Invest Ab's location municipality is Munsala. It is a limited company. The company was established on 2023-02-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -10.4%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Bolagets verksamhetsområde är placeringsverksamhet i noterade och icke noterade företag. Förvaltning av värdepapper samt rådgivnings och konsultverksamhet. Bolaget kan äga, besitta och bedriva handel med fast egendom och värdepapper.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods1
PRH parsed1
Profile sourceCombined source
Derived indicators
Equity ratio-10.4%
Operating profit (loss)-€313-€124 (-65.5%) vs previous periodPrevious: -€189
Profit (loss) for the financial year€681+€4,887 (+116.2%) vs previous periodPrevious: -€4,206
Assets€27,174+€501 (+1.9%) vs previous periodPrevious: €26,673
Balance-sheet contextLatest financial period
Cash and bank€4,738Previous: €5,290
Retained earnings-€3,507Previous: €699
Profit before taxes€681Previous: No comparison value
Equity-€2,826Previous: -€3,507
Liabilities€30,000Previous: €30,180
Current assets€27,174Previous: €26,673
Current liabilities€30,000Previous: €30,180
Employees0Previous: 0
Operating profit (loss) trend3 periods
-€290
2023-12-31
-€189
2024-12-31
-€313
2025-12-31
Profit (loss) for the financial year trend3 periods
€698
2023-12-31
-€4,206
2024-12-31
€681
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioWeak
0/100 · Improving
-10.4 %2024-12-31: -13.2 %
Current ratioWeak
5/100 · Declining
0.16x2024-12-31: 0.18x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio---10.4 %
Current ratio--0.16x
Operating profit margin---

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3342143-4
EU IDFIFPRO.3342143-4
MunicipalityMunsala
Current registered entries
2023-02-01Registered in Tax Administration (Prepayment Register)
2023-02-23Registered in Tax Administration (Tax Administration)
2023-02-23Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Granlund Axel JohannesToimitusjohtajaSources: 5 · Confidence: 78%
Granlund Christian Ulf StefanVarsinainen jäsenSources: 5 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorCAG Invest Ab
Grade unchangedB3 · new analysis 2026-10-17
Model score40/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
117 peers
Solvency3%
Below 97% of peers
Liquidity42%
Below 58% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag245 days after period end
Typical registration lag245 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Negative equity
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1740/100 · v0.15
B3 → B3
B3
2026-10-03 16:4440/100 · v0.14
B2 → B3 · -19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
39/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2025-10-23

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

CAG Invest Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.