Risk grade updatedRisk gradeEvidence verified
10 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Callardo Capital Oy
Callardo Capital Oy's registered office is Hauho. It is a limited company. The company was established on 2013-06-06. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €2,121,476 and operating profit was €410,204.
Business ID 2550201-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2550201-5
- Sector
- Buying and selling of own real estate
- Municipality
- Hauho
- Company form
- Limited company
- Registration date
- 2013-06-06
- Business ID registration date
- 2013-05-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Martti Skyttentie 17, 14700, Hauho
Phone: +35850544538Source observation
Email: [email protected]Source observation
People and decision-makers
Kalliokoski Juha AnteroToimitusjohtaja
About Callardo Capital Oy
Financial position and key figures for the company.
Callardo Capital Oy's location municipality is Hauho. It is a limited company. The company was established on 2013-06-06. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €2,121,476 and operating profit was €410,204. The latest retained financial statement for 2025-12-31 shows revenue of €2,121,476 and profit for the financial year of €749,953. Based on the latest retained statement, revenue growth was -56.1%, operating margin was +19.3%, and equity ratio was +16.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-56.1%
Operating margin19.3%
Equity ratio16.7%
Revenue€2,121,476-€2,716,420 (-56.1%) vs previous periodPrevious: €4,837,896
Operating profit (loss)€410,204-€502,253 (-55.0%) vs previous periodPrevious: €912,457
Profit (loss) for the financial year€749,953-€212,018 (-22.0%) vs previous periodPrevious: €961,971
Assets€28,273,502+€5,714,207 (+25.3%) vs previous periodPrevious: €22,559,295
Balance-sheet contextLatest financial period
Profit before taxes€829,384Previous: €1,061,891
Employees1Previous: 1
Revenue trend5 periods
€3,253,135
2021-12-31
€3,180,109
2022-12-31
€2,211,584
2023-12-31
€4,837,896
2024-12-31
€2,121,476
2025-12-31
Operating profit (loss) trend5 periods
€995,708
2021-12-31
€270,863
2022-12-31
-€45,422
2023-12-31
€912,457
2024-12-31
€410,204
2025-12-31
Profit (loss) for the financial year trend5 periods
€588,500
2021-12-31
-€594,882
2022-12-31
€543,984
2023-12-31
€961,971
2024-12-31
€749,953
2025-12-31
Assets trend5 periods
€18,033,385
2021-12-31
€20,376,425
2022-12-31
€21,453,383
2023-12-31
€22,559,295
2024-12-31
€28,273,502
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
21/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
98/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 25.1 % | 17.1 % | 17.5 % | 19.3 % | 16.7 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 30.6 % | 8.5 % | -2.0 % | 18.9 % | 19.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2550201-5
VAT IDFI25502015
EU IDFIFPRO.2550201-5
MunicipalityHauho
Current registered entries
2013-06-06Registered in Patent and Registration Office (Trade Register)
2013-06-13Registered in Tax Administration (Tax Administration)
2023-12-21VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Kalliokoski Juha AnteroToimitusjohtajaSources: 5 · Confidence: 78%
Kalliokoski Juha AnteroPuheenjohtajaSources: 3 · Confidence: 78%
Kalliokoski Maria KristiinaVarsinainen jäsenSources: 4 · Confidence: 78%
Luokkanen Viola SofiaVarsinainen jäsenSources: 3 · Confidence: 78%
Kalliokoski Alvar ArtturiVarsinainen jäsenSources: 3 · Confidence: 78%
Vuorma Iiris MariaVarsinainen jäsenSources: 3 · Confidence: 78%
Pöntinen Marko SakariTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableCallardo Capital Oy
Grade upgradedB3 → B1 · new analysis 2026-10-18
64/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
45 peersSolvency27%
Below 73% of peers
Profitability62%
Better than 62% of peers
Revenue growth2%
Below 98% of peers
Supporting factors
- Strong operating profitability
- Active registered status
- Long registry continuity
Risk factors to note
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1864/100 · v0.15
B3 → B1 · +15 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B3
2026-10-1049/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-07-14
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Callardo Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.