Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Calva Capital Oy
Calva Capital Oy's registered office is Turku. It is a limited company. The company was established on 2018-11-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €189,000 and operating profit was €13,226.
Business ID 2952143-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2952143-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2018-11-21
- Business ID registration date
- 2018-11-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Juhana Herttuan Puistokatu 19, 20100, Turku
Email: [email protected]Source observation
People and decision-makers
Elomaa Minna JanetteToimitusjohtaja
About Calva Capital Oy
Financial position and key figures for the company.
Calva Capital Oy's location municipality is Turku. It is a limited company. The company was established on 2018-11-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €189,000 and operating profit was €13,226. The latest retained financial statement for 2025-12-31 shows revenue of €189,000 and profit for the financial year of €101,945. Based on the latest retained statement, revenue growth was -12.5%, operating margin was +7.0%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
Combined source
Derived indicators
Revenue growth-12.5%
Operating margin7.0%
Balance-sheet contextLatest financial period
Cash and bank€23,956Previous: €26,759
Revenue trend4 periods
€194,430
2022-12-31
€207,600
2023-12-31
€216,000
2024-12-31
€189,000
2025-12-31
Operating profit (loss) trend4 periods
€1,540
2022-12-31
€9,661
2023-12-31
€13,889
2024-12-31
€13,226
2025-12-31
Profit (loss) for the financial year trend4 periods
-€14,757
2022-12-31
€119,513
2023-12-31
€88,985
2024-12-31
€101,945
2025-12-31
Assets trend4 periods
€1,218,911
2022-12-31
€1,218,911
2023-12-31
€1,230,997
2024-12-31
€1,255,239
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
68/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 49.0 % | - | - | - |
| Current ratio | - | - | - | - |
| Operating profit margin | 0.8 % | 4.7 % | 6.4 % | 7.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2952143-2
VAT IDFI29521432
EU IDFIFPRO.2952143-2
MunicipalityTurku
Current registered entries
2018-11-21Registered in Tax Administration (Tax Administration)
2018-11-21Registered in Patent and Registration Office (Trade Register)
2018-12-01Registered in Tax Administration (Employer Register)
2018-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-01-15Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Elomaa Minna JanetteToimitusjohtajaSources: 5 · Confidence: 78%
Elomaa Anssi TapaniPuheenjohtajaSources: 5 · Confidence: 78%
Elomaa Jasu SamuliVarsinainen jäsenSources: 5 · Confidence: 78%
Elomaa Minna JanetteVarsinainen jäsenSources: 2 · Confidence: 78%
Eemeli KoivuPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodCalva Capital Oy
Grade unchangedA3 · new analysis 2026-10-17
71/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityStable
SolvencyNot enough history
LiquidityNot enough history
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings134 days after period end
134 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsA3
2026-10-1771/100 · v0.15
A3 → A3A3
2026-09-16 03:0571/100 · v0.14
A3 → A3- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
A3
2026-09-15 20:0871/100 · v0.14
A3 → A3- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
B1
2026-09-1466/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk grade
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-06-19
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Calva Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.